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Person: Our Blog

First Person provides personal finance advice, guidance and insight from a first person perspective.

What’s the Difference Between APY and APR?

By on March 20, 2017

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APY and APR mean the same thing, right? Nope. They’re both related to interest rates, but the difference between the two is more than just a single letter. And it’s … Read More

Preventing Tax Return Fraud

By on March 6, 2017

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Identity fraud unfortunately continues to be a booming business: In 2014, 17.6 million Americans fell victim, and cybercriminals made off with $15.4 billion. And despite the IRS’ efforts to stamp … Read More

How to Budget When You Have Seasonal Income

By on February 27, 2017

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Rewarding careers don’t always come with a steady paycheck. For those who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may … Read More

6 Tips for Keeping Your Cards Safe

By on February 20, 2017

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Discovering you’ve been the victim of credit card or debit card fraud can be a stressful experience. However, there are actions you can take to minimize the chance of falling … Read More

CDs: How They Can Fit into Your Financial Plans

By on February 13, 2017

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You’re likely familiar with savings and checking accounts, and probably a 401k or 403b that’s available through your employer, but what do you know about a Certificate of Deposit (CD)? … Read More

Eat an Elephant One Bite at a Time: Small Ways to Save

By on February 6, 2017

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If you’re looking for ways to save money, it’s easier to start small and build momentum with easy wins over time. You’ve likely heard common savings tips like avoiding daily … Read More

Tips for Avoiding a “Financial Groundhog Day”

By on January 30, 2017

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Do you find yourself mistreating your bank account over and over again – kinda like an overspending Groundhog Day? Here are some common, repetitive money mistakes you might be making … Read More

Should You Stay or Should You Go? Top Considerations for Moving Post-Retirement

By on January 23, 2017

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According to a 2015 Bankrate survey, half of 50-64 year-olds (those who are most likely to be planning for retirement) would consider relocating once their working days are behind them. … Read More

Bargain Fixer Upper or Move-in Ready – What’s the Best Move for You?

By on January 17, 2017

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In the past few years, fixer-upper TV shows have exploded in popularity and have many home buyers wondering if taking on some renovations would be a better investment than building … Read More

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