Personal

Bank

We make it easy to manage your money anytime, anywhere…so you can go wherever life takes you.

Everything you need and nothing you don’t

At First Internet Bank, we provide a full range of banking solutions — from checking accounts to high-yield savings to CDs and mortgages. As our name suggests, we don’t have an expensive branch network to maintain, so we pass those savings on to you in the form of better rates and lower fees. Plus, you have the freedom to bank whenever and wherever life takes you with our easy-to-use online and mobile banking tools. We’ll even reimburse you up to $10 per month in ATM fees charged by other institutions. What’s not to love?

Access your accounts from the palm of your hand

Download the First Internet Bank mobile app to see account information, check your balance, deposit a check, view recent transactions and transfer funds with just a few taps.

  • A branch in your pocket

    Do your banking here, there and everywhere. Rated 4.6 out of 5 stars, our app is available for iPhone, iPad and Android devices.

  • Optimized design

    The First Internet Bank mobile app is optimized for your device, to make it easy to do your banking on the go.

  • Secure, single sign-on

    Connect to the mobile app using the same login information you use for Online Banking.

  • Keep an eye on your money

    Use text message banking to get a snapshot of your account balance and activity in an instant.

Savings & Money Market 

Not just for a rainy day, First Internet Bank’s savings accounts pay competitive interest rates and are tightly integrated with our other accounts for quick, real-time funds transfer. And as always, our savings accounts are FDIC-insured. With our great rates, you can watch your money grow any day, no matter what the weather looks like.

Learn More   Open an account

Checking & Debit

We’re guessing a convenient, easy-to-use checking and debit card sound good to you. That’s why First Internet Bank offers free debit cards and multiple options for making deposits to help you securely manage your money. From making deposits to paying bills to shopping online, we’ve got you covered when it comes to convenience and security.

Learn More   Open an account

CDs

Looking for a virtually risk-free savings option? Open a high-yield, FDIC-insured Certificate of Deposit (CD) with as little as $1,000 at First Internet Bank. You can take advantage of a predictable return with no maintenance fees and fixed rates that are typically higher than traditional savings and money market accounts.

Learn More   Open an account

IRAs

Retirement isn’t cheap! Set your sights on a secure retirement with the help of a First Internet Bank IRA. First Internet Bank’s traditional and Roth IRAs have no annual fees and are among the best savings tools available today. Start with as little as $1,000 and build your retirement savings through guaranteed growth, backed by FDIC-insured protection.

Learn More    Open an account

Health Savings Accounts

Take the worry out of paying for healthcare expenses and save for your qualified medical costs like doctor visits and prescriptions with a tax-advantaged First Internet Bank Health Savings Account (HSA). There’s no maintenance fee, funds can roll over from one year to the next and your contributions are portable — the money is yours even if you change employers.

Learn More    Open an account

Accounts for Kids

Better than a piggy bank! First Internet Bank’s savings options give your kiddos an account of their own that will grow over time with great interest rates. It’s a fantastic opportunity to teach your little ones about managing their money and encouraging smart savings habits.

Learn More   Open an account

Looking for something else?

Looking for competitive mortgage rates or an attractive credit card? We’ve got you covered.