Open with as little as $1,000. Rates above apply to all balance levels. Rates last updated 11/15/2019. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. IRA CD rates are guaranteed as of the postmark date on the envelope containing the signed application and funding for the account. Interest is compounded and credited monthly. APYs assume interest remains on deposit until maturity. A withdrawal may reduce earnings. You have the option to use our online banking or mobile banking systems to get information about your IRA CD. First Internet Bank will send you an annual recap of your IRA CD activity shortly after the first of each year. First Internet Bank does not issue monthly statements for IRAs, unless you have your monthly interest or required minimum distribution automatically deposited to another account or you have other checking and/or savings accounts with us. For additional information, visit our Disclosures page.