Business
SBA Lending
Loans for new and existing businesses
At First Internet Bank, we help small businesses succeed. Our Small Business Administration (SBA) team has the experience needed to create custom financial solutions that preserve capital, lower monthly payments and deliver future flexibility and payment certainty. Our SBA Preferred Lender status allows us to deliver a faster, streamlined loan process. Spending less time on the loan process, means more time focusing on what matters most – growing your business. Want to learn a little bit more about our history and our SBA programs? Check out our digital guide.
Not sure where to start? Check out our post “10 Essential Steps to Starting Your Business” Click Here.
Talk to us about your business financing needs
We would love an opportunity to discuss your business goals and help to make them a reality
Available SBA Loan Programs
SBA 7(a) Loan
Key benefits
- Loan amounts up to $5 million
- Terms up to 10 years for business acquisition, working capital and inventory, equipment or tenant improvement
- Terms up to 25 years for real estate
- Flexible collateral options
Best for
- Business acquisition
- Equipment
- Debt refinance, working capital and inventory
- Tenant improvement, partner buyout
- For-profit businesses
- Owner-occupied commercial real estate purchase
SBA Express Loan
Key benefits
- Loan amounts up to $350,000
- Credit decisions made in as little as 48 hours
- Offered in the form of term loans or lines of credit
- Flexible collateral options
- Long-or short-term operating capital
Best for
- Refinance
- Smaller construction projects; renovations
- For-profit businesses
- Furniture, equipment purchase
SBA 504 Loan
Key benefits
- Long-term fixed-rate financing
- Loan amounts up to $5 million
- Certified Development Company (CDC) loan terms up to 25 years
- Equipment loan terms up to 10 years
Best for
- Owner-occupied real estate purchase
- Equipment
- Debt refinance
- Working capital and inventory
Why work with First Internet Bank for your SBA loan?
Streamlined Loan Process
First Internet Bank actively partners with the SBA to offer loans under the Preferred Lender Program (“PLP”). As a Preferred SBA lender, the loan process is faster and the amount of paperwork is reduced.
An Experienced Team
Our team of SBA lending experts has more than four decades of experience and will work to understand your business and to help tailor an SBA loan package for your specific needs.
Your success is our business
First Internet Bank was built by an entrepreneur, so we understand what it takes to drive your business. We care about your success and will work with you to provide the financing you need. But we’re more than just paper pushers. We’ll empower you to make your small business dreams a reality.
Meet Our SBA Experts
Small Business, Big Future
Experienced Business Development Officers – ready to join one of the fastest-growing Preferred SBA Lenders in the country? Contact Mark Gibson today and see how big your future could be!