SBA Lending

Building better communities one small business at a time.

Locally-owned businesses are the heart of neighborhoods everywhere. First Internet Bank’s Small Business Administration (SBA) team creates financial solutions to help them thrive. Want to learn more about our history and SBA programs? Check out our digital guide.

The goal of our SBA team is to help you succeed.  New and existing businesses can enjoy:

  • Preferred SBA Lender status
  • Faster, streamlined loan process
  • Customized financial solutions

Spending less time on the loan process, means more time focusing on what matters most – growing your business.

You received your Paycheck Protection Program loan, but now what? We have answers to some of the most frequently asked questions.

The Paycheck Protection Program loan forgiveness application for borrowers to complete has been released by the SBA and Treasury Department.  Please do not complete or submit the application at this time.  The SBA has announced that additional regulations and guidance for borrowers as well as lenders is forthcoming.

Important Paycheck Protection Program information for existing First Internet Bank business customers. Learn More.

Talk to us about your business financing needs

We would love an opportunity to discuss your business goals and help to make them a reality

Available SBA Loan Programs

SBA 7(a)
Loan

Key benefits

  • Loan amounts up to $5 million
  • Terms up to 10 years for business acquisition, working capital and inventory, equipment or tenant improvement
  • Terms up to 25 years for real estate
  • Flexible collateral options

Best for

  • Business acquisition
  • Equipment
  • Debt refinance, working capital and inventory
  • Tenant improvement, partner buyout
  • For-profit businesses
  • Owner-occupied commercial real estate purchase

SBA Express
Loan

Key benefits

  • Loan amounts up to $350,000
  • Credit decisions made in as little as 48 hours
  • Offered in the form of term loans or lines of credit
  • Flexible collateral options
  • Long-or short-term operating capital

Best for

  • Refinance
  • Smaller construction projects; renovations
  • For-profit businesses
  • Furniture, equipment purchase

SBA 504
Loan

Key benefits

  • Long-term fixed-rate financing
  • Loan amounts up to $5 million
  • Certified Development Company (CDC) loan terms up to 25 years
  • Equipment loan terms up to 10 years

Best for

  • Owner-occupied real estate purchase
  • Equipment
  • Debt refinance
  • Real Estate Construction

Why work with First Internet Bank
for your SBA loan?

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Streamlined loan process

First Internet Bank actively partners with the SBA to offer loans under the Preferred Lender Program (“PLP”). As a Preferred SBA lender, the loan process is faster and the amount of paperwork is reduced.

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An experienced team

Our team of SBA lending experts has more than four decades of experience and will work to understand your business and to help tailor an SBA loan package for your specific needs.

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Your success is our business

First Internet Bank was built by an entrepreneur, so we understand what it takes to drive your business. We care about your success and will work with you to provide the financing you need. But we’re more than just paper pushers. We’ll empower you to make your small business dreams a reality.

Meet Our SBA Experts

Mark Gibson

SBA National Sales Manager

317-436-9206

mgibson@firstib.com

Eve Wilkerson

Vice President

317-436-9218

ewilkerson@firstib.com

Alan Hice

Vice President

317-537-6211

ahice@firstib.com

Patti Anderson

Vice President

317-537-6208

panderson@firstib.com

Lynne Singletary

Vice President

407-731-9555

lsingletary@firstib.com

Marissa Ames

Vice President

317-436-9199

mames@firstib.com

Natalie Beane

Vice President

317-532-7904

nbeane@firstib.com

Greg Pitner

Vice President

317-428-4630

gpitner@firstib.com

Ryan Kroge

Vice President

248-302-4032

rkroge@firstib.com

Jared Johnshon

Vice President

909-534-0460

jjohnson@firstib.com

Small Business, Big Future

Experienced Business Development Officers – ready to join one of the fastest-growing Preferred SBA Lenders in the country? Contact Mark Gibson today and see how big your future could be!