SBA Lending
Building better communities one small business at a time.
We believe locally-owned businesses are at the heart of communities everywhere. In fact, we ourselves were founded by a small business owner more than 20 years ago. That same entrepreneurial spirit still guides us, leading us to become one of the nation’s fastest-growing SBA preferred lenders. Our mission is to help clients imagine more through a variety of SBA programs delivered with a streamlined loan process. Scroll down for more details.
Looking for better business or personal banking solutions on your road to success?
The goal of our SBA team is to help you succeed. New and existing businesses can enjoy:
- Preferred SBA Lender status
- Faster, streamlined loan process
- Customized financial solutions
Spending less time on the loan process, means more time focusing on what matters most – growing your business.
Talk to us about your business financing needs
We would love an opportunity to discuss your business goals and help to make them a reality
Don’t just take
our word for it
“I ultimately chose First Internet Bank for my SBA Loan when my local bank was unable to assist with the loan process. Their business lender referred me to First Internet Bank and, after one phone call, I felt comfortable moving forward.”
– Jersey Lilly Saloon
Why work with First Internet Bank
for your SBA loan?
Streamlined loan process
As a Preferred SBA lender, the loan process is faster and the amount of paperwork is reduced.
An experienced team
Our team of SBA lending experts have the experience and understanding needed to create an SBA loan package unique to your specific needs.
Your success is our business
As a bank built by an entrepreneur, we care about your success and want to empower you to turn your small business dreams into a reality.
Available SBA Loan Programs
SBA 7(a)
Loan
Key benefits
- Loan amounts up to $5 million
- Terms up to 10 years for business acquisition, working capital and inventory, equipment or tenant improvement
- Terms up to 25 years for real estate
- Flexible collateral options
Best for
- Business acquisition
- Equipment
- Debt refinance, working capital and inventory
- Tenant improvement, partner buyout
- For-profit businesses
- Owner-occupied commercial real estate purchase
SBA Express
Loan
Key benefits
- Loan amounts up to $350,000
- Credit decisions made in as little as 48 hours
- Offered in the form of term loans or lines of credit
- Flexible collateral options
- Long-or short-term operating capital
Best for
- Refinance
- Smaller construction projects; renovations
- For-profit businesses
- Furniture, equipment purchase
SBA 504
Loan
Key benefits
- Long-term fixed-rate financing
- Loan amounts up to $5 million
- Certified Development Company (CDC) loan terms up to 25 years
- Equipment loan terms up to 10 years
Best for
- Owner-occupied real estate purchase
- Equipment
- Debt refinance
- Real Estate Construction
Meet Our SBA Experts
Small Business, Big Future
Experienced Business Development Officers – ready to join one of the fastest-growing Preferred SBA Lenders in the country? Contact Mark Gibson today and see how big your future could be!
Think you need more?
Your one stop shop for all your banking needs,
without all the stopping.
