Business

SBA Lending

Loans for new and existing businesses

At First Internet Bank, we help small businesses succeed. Our Small Business Administration (SBA) team has the experience needed to create custom financial solutions that preserve capital, lower monthly payments and deliver future flexibility and payment certainty. Our SBA Preferred Lender status allows us to deliver a faster, streamlined loan process. Spending less time on the loan process, means more time focusing on what matters most – growing your business.

Not sure where to start? Check out our post “10 Essential Steps to Starting Your Business” Click Here.

Talk to us about your business financing needs

We would love an opportunity to discuss your business goals and help to make them a reality

Available SBA Loan Programs

SBA 7(a) Loan

Key benefits

Loan amounts up to $5 million
Terms up to 10 years for business acquisition, working capital and inventory, equipment or tenant improvement
Terms up to 25 years for real estate
Flexible collateral options

Best for

Business acquisition
Equipment
Debt refinance, working capital and inventory
Tenant improvement, partner buyout
For-profit businesses

SBA Express Loan

Key benefits

Loan amounts up to $350,000
Credit decisions made in as little as 48 hours
Offered in the form of term loans or lines of credit
Flexible collateral options

Best for

Owner-occupied commercial real estate purchase
Refinance
Construction
For-profit businesses

SBA 504 Loan

Key benefits

Loan amounts up to $5 million
Certified Development Company (CDC) loan terms up to 25 years
Equipment loan terms up to 10 years

Best for

Owner-occupied real estate purchase
Equipment
Debt refinance
Working capital and inventory

Why work with First Internet Bank for your SBA loan?

Streamlined Loan Process

First Internet Bank actively partners with the SBA to offer loans under the Preferred Lender Program (“PLP”). As a Preferred SBA lender, the loan process is faster and the amount of paperwork is reduced.

An Experienced Team

Our team of SBA lending experts has more than four decades of experience and will work to understand your business and to help tailor an SBA loan package for your specific needs.

Your success is our business

First Internet Bank was built by an entrepreneur, so we understand what it takes to drive your business. We care about your success and will work with you to provide the financing you need. But we’re more than just paper pushers. We’ll empower you to make your small business dreams a reality.