1This account is available only to customers under the age of 18. A parent or legal guardian must be a joint account holder. The account will be transferred to Free Savings when the minor turns 18.2You may make up to six transfers or withdrawals by means of a pre-authorized, automatic, PC, or telephonic transfer to another account of yours or to a third party during any calendar month (or statement cycle of at least four weeks). Open with as little as $1,000. Rates last updated 11/15/2019. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate average daily balance is monthly. For additional information, visit our Disclosures page.