Accounts for Kids

A digital piggy bank that makes money!

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The problem with traditional piggy banks? They don’t help money grow. Start your child on the road to financial success with our FDIC-insured kid savings accounts. Enjoy great interest rates, plus online and mobile access.

Tomorrow’s Tycoons

Help your kiddos learn to save with their own savings account! A Tomorrow’s Tycoon account has no monthly maintenance fees, unlimited deposits and converts to a Free Savings account at age 18.

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Open Account1 with as little as $100
APY (Annual Percentage Yield) 0.81%
Interest Rate 0.80%
Monthly Maintenance Fee None
Average Daily Balance to Avoid Fee None
ATM Card None

1This account is available only to customers under the age of 18. A parent or legal guardian must be a joint account holder. The account will be transferred to a Free Savings when the minor turns 18. Rates last updated 5/7/2024. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate average daily balance is monthly. Interest compounds monthly. For additional information, visit our Disclosures page.

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