1Rate determined by factors such as type of loan, collateral, term, amount of loan, credit worthiness and applicant’s relationship with First Internet Bank. APR = Annual Percentage Rate and is calculated using interest rate plus applicable fees. Rates last updated 1/18/2021. Rates are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today.