CDs (Certificate of Deposit)

Unlike music CDs – your CD earnings never get old!

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How does earning the highest rate of return sound?  Open a high-yield FDIC-insured Certificate of Deposit (CD) with as little as $1,000 and enjoy predictable returns, fixed rates and best of all, NO FEES.  That’s a deal we’d listen to anytime.

Term Interest Rate Annual Percentage Yield (APY) Early Withdrawal Penalties
3 Months
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0.25% 0.25% 90 days interest
6 Months
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0.55% 0.55% 180 days interest
12 Months
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0.65% 0.65% 180 days interest
18 Months
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0.70% 0.70% 180 days interest
24 Months
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0.75% 0.75% 360 days interest
36 Months
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0.80% 0.81% 360 days interest
48 Months
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0.85% 0.86% 360 days interest
60 Months
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0.95% 0.96% 360 days interest

Open with as little as $1,000. Rates last updated 10/7/2020. Rates above apply to all balance levels and are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today. CD rates are guaranteed as of the postmark date on the envelope containing the signed application and funding for the account. Interest is compounded and credited monthly. APYs assume interest remains on deposit until maturity. A withdrawal may reduce earnings. First Internet Bank does not issue monthly or annual statements for CD accounts. You have the option to use our online banking or mobile banking systems to get information about your CD. For additional information, visit our Disclosures page.

Questions?

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Looking for more ways to save big?

Earn interest at several times the national average with select savings accounts or streamline your financial life with a convenient, interest-bearing checking account.

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