Installment Loans Disclosure

Annual Percentage Rate

Rates range from 3.25% APR to 21.00% APR and will vary based on loan type, collateral, term, amount requested, credit score, and the applicant’s overall relationship with the Bank.

Term Minimum 12 months
Maximum 60 months on personal loans
Maximum 66 months on automobile loans
Maximum 144 months for RV, boat, and horse trailer loans
Late Charge $17.50
Finance Charge Method Simple interest
Prepayment Penalty none
Duplicate Lien Release Fee $25.00
Returned Check Charge $25.00
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