Installment Loans Disclosure

Annual Percentage Rate

Rates range from 3.25% APR to 21.00% APR and will vary based on loan type, collateral, term, amount requested, credit score, and the applicant’s overall relationship with the Bank.

Term Minimum 12 months
Term Maximum 60 months on personal loans
Term Maximum 66 months on automobile loans
Term Maximum 180 months for RV, boat, and horse trailer loans
Late Charge $18.50
Finance Charge Method Simple interest
Prepayment Penalty none
Returned Item $20.00

View a printer friendly (PDF) version of this disclosure to keep for your records.