Fees Common To All Business Accounts

ATM1, Debit, or Credit Card Replacement replacement card free first time, $5.00 per additional card
ATM Transaction1 no charge
Statements
Electronic checking & savings account statements2 no charge
Paper checking & savings account statements2 $3.00 per statement
Paper line of credit statements no charge
Paper credit card statements no charge
Statement copies $3.00 per statement
Stop Payments (All items, including checks written, ACH transfers, and bill payment transactions) $30.00
ACH Items (initiated by First IB)
Incoming (Credit) Transactions no charge
Outgoing (Debit) Transactions $5.00
Wire Transfers
Incoming Transfers3 $15.00
Outgoing Transfers – Domestic $20.00
Outgoing Transfers – Foreign3 $50.00
Deposits or payments to a First IB account made using a credit card 3% of amount or $10.00, whichever is greater
Cashiers Checks4 (includes checks issued to close an account) $5.00 each
Check Copies $5.00 per copy
Dormant Account Fee $5.00 per account per month
International Service Assessment Fee
(applies to all ATM, debit (check) and credit card transactions initiated at any non-US or non-US territory location)
3% of transaction amount
Foreign currency check/draft processing charge $50.00 per item
Returned Deposit Item $25.00
Uncollected Funds Fee $30.00
Overnight Delivery5 $30.00
Garnishments, Executions & Levies $50.00
Account Reconcilement Assistance $20.00 per hour (min. 1 hour)
Research $20.00 per hour (min. 1 hour)

1 ATM Card available to sole proprietors only.
2 CD-only customers will not receive a statement.
3 Intermediate banks and/or beneficiary banks, if used, may deduct a fee from the total amount of your outgoing or incoming wires. See our Electronic Funds Transfer Disclosure for details.
4 If a cashier’s check is lost, stolen, or destroyed, you may have to either purchase an indemnity bond or allow 90 days to pass without the original being presented/paid before the check is replaced.
5 Overnight delivery charge applies to next business day delivery within the contiguous United States only. Additional charges apply for shipments to Alaska, Hawaii, Puerto Rico, or any international location. Additional charges apply for Saturday delivery.

Fees in effect as of 02/06/2012 and are subject to change.

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“I found First IB online. I was a little skeptical at first, but I couldn't have been more wrong! We were moving from MI to AR, working with a different realtor on each end, and First IB made the purchase of our new home seamless. The...mortgage we received is piece of mind for the future and we couldn't be more satisfied with the service... “

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Worked Around My Schedule - Sean, Missouri

“My experience with First Internet Bank was amazing. Everything was done as quickly as possible and there was help every step of the way. I was busy traveling for work and they were able to keep me updated and work around my schedule. I would highly recommend First Internet Bank.”

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“This was the first time I've used an online lender and I would definitely use First IB again...The local lenders warned that I wouldn't get personal service using an online lender and warned me against it. I'm glad I ignored them because my experience was one of the best I've had with a lender. I wouldn't hesitate to use this lender again!“

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