Mortgage Archives - Page 2 of 3 - First Internet Bank

Person: Our Blog

First Person provides personal finance advice, guidance and insight from a first person perspective.

Keep Your Pre-Approval in Great Shape

By First IB on March 28, 2016

Once you’re pre-approved for your new home, it’s important to maintain your pre-approval status until after your loan closes. Your pre-approval is based on a financial “snapshot” taken at the … Read More

Rent or Buy? Making the Best Housing Decision for You

By First IB on March 21, 2016

Owning a home has been called “the American Dream.” Listed below are some considerations to help you make the decision that’s right for you and your financial future. Housing has … Read More

Is Now the Best Time to Buy a Home?

By First IB on March 14, 2016

Going from renter to homeowner is a huge step in your financial life. It’s a long-term commitment, kind of like going from dating to marriage. And after the housing meltdown … Read More

The Importance of Getting Preapproved for a Mortgage

By First IB on February 29, 2016

Want to increase your odds of a successful home search? Get pre-approved for a mortgage so you can demonstrate to realtors and sellers alike that you’re a qualified, serious borrower. … Read More

Determining How Much You Can Borrow to Buy a Home

By First IB on February 22, 2016

There are three critical factors that determine how much you qualify to borrow, and the rate and terms for your home loan: Your credit history, or FICO score Your capacity … Read More

Choosing the Right Mortgage Lender For You

By First IB on February 15, 2016

When it comes to choosing the right lender for your mortgage, it helps to think of yourself as an investigative journalist and use The Five Ws — Who, What, When, … Read More

Getting the Best Mortgage For Your Situation

By First IB on February 8, 2016

Buying a home can be as exciting as it can be overwhelming. But it doesn’t have to be, if you’re prepared and make good choices. It’s critical to understand your … Read More

[VIDEO] What Does the Interest Rate Increase Mean to You?

By First IB on January 13, 2016

The Federal Reserve recently raised interest rates 1/4 of a percentage point. What does that mean for consumers, in terms of mortgage interest rates? Watch a short video to hear … Read More

Understanding the New Process for Buying a Home

By First IB on October 28, 2015

The process for buying a home is different than it used to be. Following the 2008 housing crisis, the Consumer Financial Protection Bureau was directed by Federal financial reform legislation … Read More

[VIDEO] Demystifying the Home Appraisal Process

By First IB on July 31, 2015

A home appraisal can be stressful…but it doesn’t have to be. Watch this short video to learn how an appraisal works, what you can expect during the process and tips … Read More

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