Interest Rates Archives - First Internet Bank

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Is Now the Best Time to Buy a Home?

By First IB on March 14, 2016

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Going from renter to homeowner is a huge step in your financial life. It’s a long-term commitment, kind of like going from dating to marriage. And after the housing meltdown … Read More

Help for Getting Out of Debt

By First IB on February 1, 2016

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For many, using credit is a normal part of handling their finances. For others, using credit can lead to uncontrolled spending, anxiety, unpleasantness or even bankruptcy. If you want (or … Read More

Taking an Interest in Interest: What Does It Really Cost You?

By First IB on January 18, 2016

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Interest rates have become a highly visible issue with stories about rate changes filling the airwaves and your newsfeed almost on a daily basis. Much of the press coverage concerns … Read More

[VIDEO] What Does the Interest Rate Increase Mean to You?

By First IB on January 13, 2016

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The Federal Reserve recently raised interest rates 1/4 of a percentage point. What does that mean for consumers, in terms of mortgage interest rates? Watch a short video to hear … Read More

Benefits of a Good Credit Report

By First IB on July 29, 2015

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A solid credit history can be one of your most useful and powerful financial assets. A record of wise credit use and timely payments can increase the likelihood that you’ll … Read More

No Summer Vacation for Your Finances

By First IB on July 23, 2015

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Summers can be a relaxing time for family activities, travel and vacations. While you may be looking forward to enjoying a slower pace this summer, it’s not the time to … Read More

Factors That Influence Loan Interest Rates

By First IB on July 9, 2015

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Interest rates determine the cost of borrowing money from financial institutions and are typically expressed as percentages. That seems easy enough, but things can get a bit more complicated when … Read More

Taking the Fear Out of Adjustable-Rate Mortgages

By First IB on February 18, 2015

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Adjustable-rate mortgages generally get a bad rap. But in some cases, choosing an ARM rather than a fixed-rate mortgage makes more sense and can potentially save you thousands of dollars … Read More

Why Refinance?

By First IB Mortgage Team on August 28, 2014

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There are lots of reasons homeowners just like you refinance a mortgage loan. Does one or more of these apply to you? 1) Lower your mortgage rate and reduce your … Read More

Your Credit Matters!

By First IB Mortgage Team on August 14, 2014

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Maintaining a good credit score will help you qualify for the best possible terms on a mortgage. Typically, borrowers with excellent credit scores receive lower rates and better loan terms. … Read More


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