We’re here to empower you.

From personal and business banking options, to savings, loans, mortgages and beyond, we offer something to help you achieve any financial goal.


Checking Checking with optional extras like online bill payment, check card access, and overdraft protection.
Debit Powered by Visa® payWave, and accepted at more than 18 million locations worldwide.
Savings & Money Markets FDIC-insured savings accounts that pay competitive interest, including a savings account for children.
Credit Cards Integrate easily with your First IB accounts. Plus, they offer no annual fee, no balance transfer fee, and credit limits to $10,000.


Certificates of Deposit
Deposits with high-yield interest rates and easy online account access.
Individual Retirement Accounts (IRAs) FDIC-insured traditional and Roth IRAs with no annual fee.
Coverdell Education Saving Accounts Save now for future college expenses with this tax-advantaged savings account.


Mortgages Fixed and adjustable rate mortgages. First IB offers both jumbo and conventional loans, plus FHA and VA options.
Home Equity Loans Smart, practical ways to put your home’s equity to good use.
Installment Loans Loans for new and used autos, RVs, boats, motorcycles and other large purchases.
Private Student Loans Now you can pay for college the smart way with great repayment options from Sallie Mae©


Commercial Deposit Accounts
Small Business Checking Basic checking account with optional online bill payment.
Commercial Checking Options to suit your company’s transaction needs including cash management services.
Savings & Money Markets Grow your business with competitive interest while retaining convenient access to your funds.
Certificates of Deposit (CDs) Deposits with high-yield interest rates and easy online account access.
Treasury Management Services
Commercial Online Services Access your accounts from anywhere using First IB’s online products any time of day or night to control your business finances, make transfers between accounts, initiate payroll and make deposits, all from your office.
Deposits and Collection of Funds First IB has solutions to help make deposits and collect funds for your business more efficiently. Take advantage of our Remote Deposit Scanner, ACH Collection, Sweep accounts and more.
Payments and Disbursements Disburse funds for your business multiple ways with FirstIB through Funds Transfer, ACH Disbursement, and Wires.
Merchant Services Let us refer you to a cost effective and flexible service provider that will meet your card processing needs.
Commercial Loan Services
Commercial Loans (Indiana and Arizona) First Internet Bank is committed to serving small to mid size businesses. We have a team of experienced Commercial Banking Relationship Managers on the ground, ready to assist your business with financing.
Commercial Real Estate Loans Customized solutions to assist with mortgage debt financing up to $10 million for a variety of real estate needs.
Business Capital An asset based loan can provide a source of capital for companies that are rapidly growing, have seasonality challenges, are undercapitalized or in the midst of a turnaround.