PRODUCTS & SERVICES
We’re here to empower you.
From personal and business banking options, to savings, loans, mortgages and beyond, we offer something to help you achieve any financial goal.
PERSONAL BANKING |
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| Checking | Checking with optional extras like online bill payment, check card access, and overdraft protection. | Learn More Open |
| Debit | Powered by Visa® payWave, and accepted at more than 18 million locations worldwide. | Learn More |
| Savings & Money Markets | FDIC-insured savings accounts that pay competitive interest, including a savings account for children. | Learn More Open |
| Credit Cards | Integrate easily with your First IB accounts. Plus, they offer no annual fee, no balance transfer fee, and credit limits to $10,000. | Learn More Apply |
INVESTMENTS |
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| Certificates of Deposit (CDs) |
Deposits with high-yield interest rates and easy online account access. | Learn More Open |
| Individual Retirement Accounts (IRAs) | FDIC-insured traditional and Roth IRAs with no annual fee. | Learn More Open |
| Coverdell Education Saving Accounts | Save now for future college expenses with this tax-advantaged savings account. | Learn More Open |
LOANS |
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| Mortgages | Fixed and adjustable rate mortgages. First IB offers both jumbo and conventional loans, plus FHA and VA options. | Learn More Apply |
| Home Equity Loans | Smart, practical ways to put your home’s equity to good use. | Learn More Apply |
| Installment Loans | Loans for new and used autos, RVs, boats, motorcycles and other large purchases. | Learn More Apply |
| Private Student Loans | Now you can pay for college the smart way with great repayment options from Sallie Mae© | Learn More Apply |
BUSINESS BANKING |
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| Checking | Online bill payment, overdraft protection, and unlimited deposits each month. | Learn More Open |
| Savings & Money Markets | Grow your business with competitive interest while retaining convenient access to your funds. | Learn More Open |
| Certificates of Deposit (CDs) | Deposits with high-yield interest rates and easy online account access. | Learn More Open |
| Commercial Lending | Financing up to $5 million for a variety of commercial needs. | Learn More |