We’re excited to announce the launch of a new firstib.com, coming your way January 22, 2026! At First Internet Bank, we’ve always believed banking should be as forward-thinking as our customers. That’s why we reimagined the site to deliver a better, more advanced user experience. What’s New? Our new website isn’t just a facelift –…
One of the greatest challenges small business owners face is having the necessary capital to succeed. Unlike large corporations, they lack the option of selling stocks or bonds to raise funds. This can place them at a competitive disadvantage: for example, it can limit access to higher volume purchasing or restrict the ability to negotiate…
Protecting your personal and financial information online can be a challenge. Criminals are constantly deploying an ever-changing variety of scams meant to uncover users’ Social Security numbers, credit card information, bank account credentials or any other personal financial data they can find. Once they’ve acquired it, the outcome is seldom positive: fraudulent credit card charges, stolen cash from…
It’s easy to get carried away during the holidays. But even amidst the fun and excitement of the season, it’s important to keep an eye on your budget so you’re not faced with a financial shortfall later. How can you resist the urge to overspend on gifts and celebrating with family and friends? Consider these…
When you are totally engrossed in day-to-day operations, it’s easy to overlook some very important fundamentals – like budgeting. A budget helps you understand where your money is going and determine the income you’ll need to maintain operations. And, it’s vitally important to both short and long-range planning Here are some basic tips for new…
It’s a remarkable statistic: people 55 and older own at least a percentage of over 50% of America’s small businesses. As many as 10 million companies – about 65-75% of all small firms – will likely be on the market in the next decade as baby boomers retire. Economists and the press refer to the coming…
Have you been considering financing to purchase a business or perhaps to grow your present one? A lot goes into securing a Small Business Administration (SBA) loan. However, approved borrowers can get their financing faster by taking a few proactive steps: Have your historical and current financials ready – along with your seller’s – and…
Most of us use a credit or debit card multiple times a day for business or personal reasons. That makes it vitally important to be aware of what “skimming” is and how you can protect yourself from fraud. Card skimmers gather data from your card’s magnetic strip when you insert or swipe it at point-of-purchase…
Platform banking: What it is: banks integrating services from other providers, primarily fintechs, in order to offer the bank’s customers a broader (or more specialized) range of financial services. How it works: depending on the type of set-up, the fintech’s services are usually fully integrated into the bank’s app/webpage via application programming interface (API), a connection…
Do you have a big idea? Or, better yet, THE big idea? It just might be the way to kick off your best year ever. Maybe it’s a brand-new product or service that you’re certain your target market needs and wants. Perhaps it’s a line extension that will further enhance your present offerings. Whatever it…
