Summary In recognition of Financial Literacy Month, this blog explores money fundamentals that help individuals and business owners build confidence in their financial decisions. From budgeting and saving to understanding interest, borrowing wisely and using digital banking tools, it breaks down practical steps that support everyday financial goals. Building Better Money Habits April is Financial…
Summary Looking for budget-friendly spring break ideas you can enjoy at home? Skip the airports and long car rides – this family‑focused guide shares staycation activities that make home the best destination. From exploring your own city and getting outside to crafting, trying new hobbies and volunteering, these simple ideas make it easy to create…
We’re excited to announce the launch of a new firstib.com, coming your way January 22, 2026! At First Internet Bank, we’ve always believed banking should be as forward-thinking as our customers. That’s why we reimagined the site to deliver a better, more advanced user experience. What’s New? Our new website isn’t just a facelift –…
Money market accounts offer competitive interest rates while still giving you flexible access to your funds. You’ve been disciplined about saving. The balance in your account is growing. But every time you check the interest rate on your standard savings account, you can’t help feeling like your money could be working harder. If that sounds…
One of the greatest challenges small business owners face is having the necessary capital to succeed. Unlike large corporations, they lack the option of selling stocks or bonds to raise funds. This can place them at a competitive disadvantage: for example, it can limit access to higher volume purchasing or restrict the ability to negotiate…
Protecting your personal and financial information online can be a challenge. Criminals are constantly deploying an ever-changing variety of scams meant to uncover users’ Social Security numbers, credit card information, bank account credentials or any other personal financial data they can find. Once they’ve acquired it, the outcome is seldom positive: fraudulent credit card charges, stolen cash from…
It’s easy to get carried away during the holidays. But even amidst the fun and excitement of the season, it’s important to keep an eye on your budget so you’re not faced with a financial shortfall later. How can you resist the urge to overspend on gifts and celebrating with family and friends? Consider these…
When you are totally engrossed in day-to-day operations, it’s easy to overlook some very important fundamentals – like budgeting. A budget helps you understand where your money is going and determine the income you’ll need to maintain operations. And, it’s vitally important to both short and long-range planning. Here are some basic tips for new…
It’s a remarkable statistic: people 55 and older own at least a percentage of over 50% of America’s small businesses. As many as 10 million companies – about 65-75% of all small firms – will likely be on the market in the next decade as baby boomers retire. Economists and the press refer to the coming…
Have you been considering financing to purchase a business or perhaps to grow your present one? A lot goes into securing a Small Business Administration (SBA) loan. However, approved borrowers can get their financing faster by taking a few proactive steps: Have your historical and current financials ready – along with your seller’s – and…
