Savings & Money Market

Whether you are just now starting to save for your business or are interested instead in a higher yield, FDIC-insured savings option, First IB offers a business product that is right for you—without tying your funds up in the long term. All our savings accounts include free, unlimited access to online banking, multiple ways to make unlimited free deposits, and free electronic statements.

Put your money to work, too.

Money Market
SavingsOpen
Open the account with as little as
$100
APY (Annual Percentage Yield)
0.60%
Interest Rate
0.60%
Monthly Maintenance Fee
$5
Average Daily Balance to Avoid Fee
$4,000
Transactions Allowed per Month1
6
ATM Card
For sole proprietors only
Regular
SavingsOpen
Open the account with as little as
$100
APY (Annual Percentage Yield)
0.60%
Interest Rate
0.60%
Monthly Maintenance Fee
$2
Average Daily Balance to Avoid Fee
$1,000
Transactions Allowed per Month1
6
ATM Card
For sole proprietors only
1You may make up to six transfers or withdrawals by means of a preauthorized, automatic, PC, or telephonic transfer to another account of yours or to a third party during any calendar month (or statement cycle of at least four weeks). Excessive withdrawals result in a $5.00 per item fee.

Rates last updated __DATE__. Rates are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate average daily balance for the Money Market Savings account is monthly. The period used to calculate average daily balance for the Regular Savings account is monthly.

Please also refer to the Schedule of Fees Common to All Business Accounts and Deposit Account Terms and Conditions.
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Seamless Experience - John, Arkansas

“I found First IB online. I was a little skeptical at first, but I couldn't have been more wrong! We were moving from MI to AR, working with a different realtor on each end, and First IB made the purchase of our new home seamless. The...mortgage we received is piece of mind for the future and we couldn't be more satisfied with the service... “

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Worked Around My Schedule - Sean, Missouri

“My experience with First Internet Bank was amazing. Everything was done as quickly as possible and there was help every step of the way. I was busy traveling for work and they were able to keep me updated and work around my schedule. I would highly recommend First Internet Bank.”

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Best Lender Experience - Ryan, Arizona

“This was the first time I've used an online lender and I would definitely use First IB again...The local lenders warned that I wouldn't get personal service using an online lender and warned me against it. I'm glad I ignored them because my experience was one of the best I've had with a lender. I wouldn't hesitate to use this lender again!“

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