Summary
Business owners shouldn’t have to build reports just to understand their finances. With Model Context Protocol (MCP) from First Internet Bank, customers can choose to securely connect your First Internet Bank business accounts to OpenAI’s ChatGPT* or Anthropic’s Claude* and get real answers instantly. No spreadsheets, no manual work, just faster insights to help you manage cash flow, track expenses and make smarter decisions with your accounts.
The Problem with How Most Businesses Manage Financial Data
If you’re like most business owners, getting answers about your finances isn’t simple.
And by the time you’ve pieced everything together, the question you started with has already slowed you down.
It’s not that the information isn’t there, it’s that it takes too much work to use it.
There’s a Better Way to Get Answers
What if you didn’t need to export anything at all?
What if instead of creating a report, you could just ask:
- “Which expenses have grown the fastest this year?”
- “Which vendors cost me the most?”
- “Am I on track with my cash flow this quarter?”
With Model Context Protocol (MCP), that’s exactly how it works.
MCP allows you to choose to securely connect your First Internet Bank business account to ChatGPT* or Claude*, so you can ask questions and get answers based on your real financial data, instantly.
No spreadsheets. No toggling between systems. No guesswork.
Why Spreadsheets Are Slowing You Down
Spreadsheets have their place, but they weren’t designed for fast decisions.
They require:
- Manual exports
- Time to organize and clean the data
- Ongoing updates to stay accurate
That creates friction at every step.
And for business owners, friction costs time. Sometimes, it costs opportunities.
At First Internet Bank, our focus has always been on helping you move faster with the right tools and support. MCP builds on that by removing the manual steps between your data and your decisions.
From Reports to Real-Time Insights
When your financial data is securely connected to the tools you already use, everything changes.
Instead of working after the fact, you can act in the moment.
You can:
- Understand cash flow without building a report
- Identify spending trends as they happen
- Get clarity on your financial position anytime
It’s not just faster, it’s more useful.
Because decisions don’t wait for spreadsheets.
Built for How Business Owners Actually Work
Most business owners aren’t financial analysts. You don’t have time to dig through layers of data just to find one answer.
You need clarity. Quickly.
That’s why MCP is designed to work inside the AI tools you’re already using.
- There’s no new software to learn
- No complicated setup
- No disruption to your workflow
Just a simpler way to interact with your financial data, using everyday language.
Do More with Your Business Accounts
At First Internet Bank, our Business accounts (check out Do More Business™ Checking) are designed to give you the flexibility and visibility you need to run your business with confidence.
MCP takes that even further.
It transforms your account from a place where data lives into a tool that actively helps you:
- Answer questions faster
- Understand your financial trends
- Make smarter decisions with less effort
A Smarter Way Forward
This isn’t about replacing spreadsheets overnight.
It’s about giving you a better option.
A way to:
- Eliminate unnecessary steps
- Ask better questions
- Get answers you can act on immediately
Because when your financial data works for you, everything else gets easier.
*Available now or Claude Pro, Max, Team and Enterprise plans, as well as ChatGPT Pro, Business and Enterprise plans.
Frequently Asked Questions
Do I have to connect my accounts to ChatGPT or Claude?
No. Connecting your accounts is completely optional.
MCP is not enabled automatically. If you choose to use it, you can securely connect your First Internet Bank business accounts to your ChatGPT* or Claude* accounts. If you do not connect your accounts, nothing changes and your banking experience remains the same.