Most of us use a credit or debit card multiple times a day for business or personal reasons. That makes it vitally important to be aware of what “skimming” is and how you can protect yourself from fraud. Card skimmers gather data from your card’s magnetic strip when you insert or swipe it at point-of-purchase…
Thanksgiving is coming soon. And that means the holidays are rapidly bearing down on us. Before you get overwhelmed, think about this: the best way to eliminate the stress associated with the season is to get an early start. And now is the ideal time. When you want to make the stretch from Thanksgiving to…
Certainly, the idea of a bank – or banks – closing is unsettling to most people. But it’s important to keep the bigger picture in perspective. As a testament to the stability of the American financial system, no customers of either the recently shuttered Silicon Valley Bank (SVB) or Signature Bank lost one penny of…
Energy conservation is more important than ever. Using resources wisely not only helps preserve and protect our environment, it will also protect your pocketbook when utility bills are on the rise. Thankfully, a few simple choices and small changes in your daily routine can make a big difference in reducing your energy bill. Make your…
Let’s say you are placing an order online. It could be for anything from concert tickets to a new dress. As you fill out the payment information, at some point you will come to a space that requests the CVV (or similar designation, as we will discover) code, a three- or four-digit number on the…
Believe it or not, a large – and growing – segment of people are managing to live their lives debt-free. And, perhaps just as amazingly, they are doing this by choice. It isn’t the easiest decision you could make, but it has the potential to be one of the most beneficial…and satisfying. If you are…
Do you know what your credit score is? Or, do you already know it and wish it was higher? Your credit score is important to your financial health; it demonstrates to lenders how responsibly you use credit. The higher your score, the easier it is to get new loans or lines of credit. Here’s a…
