Summary Software companies are embedding financial tools into their platforms to diversify and boost revenue, improve retention and expand market reach. From payments and lending to cash flow management, embedded finance transforms Software as a Service (SaaS) into full-service solutions. Learn why this trend matters and how First Internet Bank can help you innovate. The…
Banking Beyond the Balance Sheet In today’s digital economy, banking is no longer just about deposits and withdrawals. For fintech innovators, the right banking partner can accelerate product launches, ensure compliance and scale with your vision. Choosing the wrong bank? It can slow you down, expose you to risk and limit your growth. At First…
For companies looking to embed deposit accounts, working with a chartered financial institution like First Internet Bank can strengthen compliance and credibility, leading to greater opportunity for long-term success. As the landscape evolves, software companies that fail to offer embedded financial products risk falling behind peers who are already doing so, and unlocking new revenue…
For United States-based fintechs, compliance isn’t just one more box to be checked in the legal process; done correctly, it can be a strategic advantage. From identity verification and fair lending to data privacy and bank partnerships, understanding the regulatory landscape helps fintechs build trust, scale responsibly and innovate with confidence. Identity verification and AML…
Platform banking: What it is: banks integrating services from other providers, primarily fintechs, in order to offer the bank’s customers a broader (or more specialized) range of financial services. How it works: depending on the type of set-up, the fintech’s services are usually fully integrated into the bank’s app/webpage via application programming interface (API), a connection…
Open banking: What it is: non-banks can access data from their customers’ bank accounts to trigger payments from within an app or website, or to provide aggregated account insights. How it works: Open banking providers connect to the bank’s system via an application programming interface (API) platform, which is a connection between computers or computer programs. It…
As the fintech era brings significant change to the financial industry, it seems that even corporate insiders are constantly being exposed to new ideas and terms – and just as often left on their own to make sense of them. For example, many businesses are just now coming to fully understand and utilize “Banking as…
