Plan for your retirement with guaranteed growth and FDIC-insured protection.
As millions of Americans have already discovered, IRAs are one of the best savings tools available today. More people than ever before are now eligible to take advantage of the tax advantages available through IRAs. Start with as little as $1,000.
To learn more about the benefits of IRAs, contribution limits, or even to analyze whether it makes sense to convert a Traditional IRA to a Roth IRA, visit our IRA Service Center.
*Rates above apply to all balance levels. Rates last updated __DATE__. Rates are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today. IRA CD rates are guaranteed as of the postmark date on the envelope containing the signed application and funding for the account. Interest is compounded and credited monthly. APYs assume interest remains on deposit until maturity. A withdrawal may reduce earnings. You have the option to use our online banking, mobile banking, and telephone banking systems to get information about your CD. First IB will send you an annual recap of your IRA activity shortly after the first of each year. First IB does not issue monthly statements for IRAs, unless you have your monthly interest or Required Minimum Distribution automatically deposited to another account or you have other checking and/or savings accounts with us.