When you run a business, you have a lot on your mind. Here’s a no-brainer – Do More BusinessTM Checking. Enjoy cash flow tools, unlimited transactions and the ability to earn interest* on your account balance. Plus, track all your finances in one place to see the big financial picture. Doing more in less time? That should be a no-brainer, too!

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Enjoy benefits designed for your business:

No minimum balance or monthly service fee
Hidden fees? No, none of those here!

Unlimited transactions
Because you shouldn’t have to pay to run your own business

Competitive interest
Earn 0.50% APY with an average daily balance of $10,000

Dedicated customer success specialists
Need help? Our team has you covered

Cash Flow Analysis
Unlock cash flow forecasting, competitive benchmarking and more

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Balance Optimizer
Maximize earnings by moving excess deposits to higher-yield Business Savings accounts

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See your big financial picture – even on a small screen

Get the whole picture on desktop, mobile or tablet devices. Do More BusinessTM Checking gives you greater control of both your business and personal finances:

  • See all of your personal and business accounts at a glance. That means all of them – even those at other other financial institutions. Plus, you can add additional accounts like credit cards, mortgages and investments
  • Gain insight into your future financial goals with budgeting tools
  • Track your net worth and financial wellness

First Internet Bank was founded by an entrepreneur, so we understand that the needs of small businesses constantly change. Stay ahead of the pack with better business banking.

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When only the best will do, look no further than our award-winning* Do More BusinessTM Checking – one account that simply does it all.

*As recognized by the Best in Biz Awards 2023.

Make the switch today

When you are ready to make the change, we’re ready to help with these quick and easy, step-by-step instructions.


Complete your application
in just minutes

It’s quick, it’s easy and it’s all online so you can focus on what matters most — growing your business.

Additional features and benefits

Personal Loan

Convenient tools to make everyday banking easier

Take advantage of free online and mobile banking, remote and scanned deposit options plus electronic statements. It’s simply amazing.

Get reimbursed up to $10-per month in ATM fees

Need to make an ATM transaction on the road? We cover other banks’ ATM fees.

Integration with our business savings accounts

Looking to earn even more? Check out our high-yield online savings account options. Learn More

Additional Resources for Business Owners

Want tips and tricks to help keep you effective and efficient? Check out these articles specifically created for businesses and their owners. Looking for even more?

Rates last updated 5/7/2024. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate average daily balance for the Do More Business Checking account is monthly. For additional information, visit our Disclosures page.