Small Business Checking

An online checking account that’s ready for the big time.

Apply Online

Named by Newsweek the Best Small Business Checking Account for 2021

As a small business owner, we know you have big dreams. But we bet you are not daydreaming about what your ideal business checking account could be. Don’t worry – we’ve done that for you. Go big with small business checking and get back to sweet dreams about where you are headed!

Features

  • No minimum balance and no monthly service fee
    No other hidden fees either
  • Make unlimited transactions 
    No per-item fees because you shouldn’t have to pay to run your own business
  • Earn 0.30% APY (annual percentage yield) with an average daily balance of $10,000
    Take advantage of competitive interest
  • Get reimbursed up to $10 per month in ATM fees
    We’ll cover the ATM fees charged by other banks

Rates last updated 9/14/2021. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Fees may reduce earnings on account. The period used to calculate average daily balance for the Small Business Checking account is monthly. A small business checking account can be opened with a minimum deposit of $100. For additional information, visit our Disclosures page.

Complete your application
in just minutes

Ready to make the switch to an award-winning small business checking account? We make it quick and easy with simple step-by-step instructions (and even a checklist to make sure you have everything done!).

Additional features and benefits

Convenient everyday banking tools

Take advantage of free online and mobile banking, remote and scanned deposit options and electronic statements.

Simple account management

Streamline managing your money with no-fee bill payment, shared account access and integration with tools such as QuickBooks®.

Payments made easy

Use your account to send free, unlimited, same day ACH payments to pay suppliers, run payroll and anything else your business needs.

Need additional services like zero balance accounts, positive pay and sweep services?

Check out our Commercial Checking accounts.