Checking accounts that work.

From small businesses to large corporations, we have your commercial checking needs covered! Call us at 1-888-873-3424 to get a quote for your account.

Commercial Premium Checking
Open the account with as little as
$1,000
Minimum balance
$25,000 to avoid $15 Monthly maintenance fee
Transaction limits
300 Free transactions, then $0.25 per item
Make Deposits
iScan Deposit or Remote Deposit Capture
Online Banking
Business Online Banking
Treasury Management Services
Business Debit Card
Available for authorized signers
ATM Surcharge Rebate
up to $10 per month
Statements
Free electronic statements
Commercial Analysis Checking
Open the account with as little as
$1,000
Minimum balance
Earnings credit rates help pay for services use
Transaction limits
No limits
Make Deposits
Remote Deposit Capture
Online Banking
Business Online Banking
Treasury Management Services
Business Debit Card
Available for authorized signers
ATM Surcharge Rebate
up to $10 per month
Statements
Free electronic statements
Checking Account Reconciliation Form
A checking account reconciliation form makes it easy to reconcile the ending balance with checks still outstanding to know your actual balance at any time.

For your convenience, you can download a reconciliation form here and print it at any time. Please also refer to the Schedule of Fees Common to All Business Accounts and Deposit Account Terms and Conditions.
Small Business Checking Open
Open with as little as
$100
Minimum balances
No minimum balance required
Debit Card
Available for authorized users upon request
Monthly Maintenance Fee
$10
Transaction Limits
$0.20 All items
Make Deposits
iScan Deposit
Online Banking
Personal Online Banking
Treasury Management Services
None
Business Debit Card
Available for authorized signers
Online Bill Payment
$10.95 Monthly fee
$0.20 Per item
Non-Sufficient Funds
$30.00 Per occurrence
Overdraft Fee
$30.00 Per item
Overdraft Protection
Available when you open a First IB Savings account
Uncollected Funds Fee
$30.00 Per item
Statements
Free electronic statements
Check Copies
$5.00 Per copy. Images of checks written in the last 12 months available at no cost through online & mobile banking.
Statements Copies
$3.00 Per statement. View up to 12 months of statements at no cost when you receive statements electronically.
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