Thanksgiving is coming soon. And that means the holidays are rapidly bearing down on us. Before you get overwhelmed, think about this: the best way to eliminate the stress associated with the season is to get an early start. And now is the ideal time. When you want to make the stretch from Thanksgiving to…
Certainly, the idea of a bank – or banks – closing is unsettling to most people. But it’s important to keep the bigger picture in perspective. As a testament to the stability of the American financial system, no customers of either the recently shuttered Silicon Valley Bank (SVB) or Signature Bank lost one penny of…
According to the song, the holidays are supposed to be “the most wonderful time of the year”*, but the financial stresses that often go along with the holidays can make them seem like quite the opposite. Remember that even if your economic status is not what you want it to be, there are always ways…
Energy conservation is more important than ever. Using resources wisely not only helps preserve and protect our environment, it will also protect your pocketbook when utility bills are on the rise. Thankfully, a few simple choices and small changes in your daily routine can make a big difference in reducing your energy bill. Make your…
Believe it or not, a large – and growing – segment of people are managing to live their lives debt-free. And, perhaps just as amazingly, they are doing this by choice. It isn’t the easiest decision you could make, but it has the potential to be one of the most beneficial…and satisfying. If you are…
There is no “magic number” of credit cards to have, but there are several important things to consider before you decide to open a new card account. The number of cards you have — and how close you are to their combined credit limits — can have a significant effect on credit scores, which can…
Do you know what your credit score is? Or, do you already know it and wish it was higher? Your credit score is important to your financial health; it demonstrates to lenders how responsibly you use credit. The higher your score, the easier it is to get new loans or lines of credit. Here’s a…
