Credit cards that are decidedly ungimmicky.

First IB credit cards give you the confidence of holding greater spending power in the palm of your hand. But that’s not all: our cards also offer the possibility of a fully integrated financial experience. When you have both a First IB credit card and checking account, you will be able to:

  • View your credit card information and transaction details along with your other accounts – no separate login required.
  • Make real-time credit card payments online by transferring funds from your checking account. No need to mail a check or worry about late fees!
  • Advance funds from your credit card immediately into your checking account, 24 hours a day.
CONNECT ClassicApply
Annual Percentage Rate (APR)
16.99 %
Penalty APR
21.00 %*
Grace Period
25 days*
Minimum Finance Charge
None
Monthly Payment
Minimum 5% of new balance but not less than $25.00
Cash Advance Fee
None
Late Payment Fee
$17.50
Over-the-Limit Fee
$25.00
Returned Check Charge
$25.00
Term
Open-end, reviewed in twelve (12) months
Rates last updated __DATE__. Rates are subject to change on any day and will be updated by 10 AM Eastern. Please be sure to check this page after 10 AM Eastern for the rate that will be honored today.

* Review full Credit Card Terms & Conditions. Print the accompanying credit card agreement.

For further details, refer to the Schedule of Fees Common to All Personal Accounts

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Highly likely to recommend

Seamless Experience - John, Arkansas

“I found First IB online. I was a little skeptical at first, but I couldn't have been more wrong! We were moving from MI to AR, working with a different realtor on each end, and First IB made the purchase of our new home seamless. The...mortgage we received is piece of mind for the future and we couldn't be more satisfied with the service... “

Highly likely to recommend

Worked Around My Schedule - Sean, Missouri

“My experience with First Internet Bank was amazing. Everything was done as quickly as possible and there was help every step of the way. I was busy traveling for work and they were able to keep me updated and work around my schedule. I would highly recommend First Internet Bank.”

Highly likely to recommend

Best Lender Experience - Ryan, Arizona

“This was the first time I've used an online lender and I would definitely use First IB again...The local lenders warned that I wouldn't get personal service using an online lender and warned me against it. I'm glad I ignored them because my experience was one of the best I've had with a lender. I wouldn't hesitate to use this lender again!“

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Thanks for requesting a rate quote from First Internet Bank! We will contact you shortly to provide your personalized rate quote and one-on-one consultation.

To speak with a mortgage expert immediately, call us toll-free at 1-855-707-2775. You can also check the latest rates on our website.

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