Down payment requirements can vary based on several factors, including loan-to-value (LTV), the age of the vehicle, the loan amount, and the type of vehicle. In some cases, such as when a vehicle is valued at $75,000 or higher, a 10% down payment is required. Please note, that a down payment is not always required. For questions specific to your situation, please contact our Consumer Lending team at 855-749-7930.