Fees Common to All Personal Accounts

Free Offerings

  • Statements
  • Paper line of credit statements
  • Paper credit card statements
  • Incoming (Credit) transactions
  • Incoming transfers3

Card Replacement

ATM, debit, or credit card replacement Replacement card free first time, $5 per additional card


Paper checking and savings account statements2 $3 per statement
Statement copies $3 per statement

Stop Payments

Stop payments (All items, including checks written, ACH transfers and bill payment transactions) $30

ACH Items

Outgoing (debit) transactions $5

Wire Transfers

Outgoing transfers – domestic $20
Outgoing transfers – foreign3 $50

Additional Fees

Deposits or payments to a First Internet Bank account made using a card 3% of amount or $10, whichever is greater
Cashiers checks4 $5 each
Check copies $5 per copy
Check by phone $5 per item
Check issued for account closure $5 per item
Dormant account fee $5 per account per month
International service assessment fee (applies to all ATM and debit (check) card transactions initiated at any non-US or non-US territory location) 2% of the purchase or cash advance amount (in U.S. Dollars)
Foreign currency check/draft processing charge $50 per item
Returned item $20
Uncollected funds fee $30
Overnight delivery5 $30
Garnishments, executions and levies $50
Account reconcilement assistance $20 per hour (min. 1 hour)
Research $20 per hour (min. 1 hour)

2 CD-only customers will not receive a statement.
3 Intermediate banks and/or beneficiary banks, if used, may deduct a fee from the total amount of your outgoing or incoming wires. See our Electronic Funds Transfer Disclosure for details.
4 If a cashier’s check is lost, stolen, or destroyed, you may have to either purchase an indemnity bond or allow 90 days to pass without the original being presented/paid before the check is replaced.
5 Overnight delivery charge applies to next business day delivery within the contiguous United States only. Additional charges apply for shipments to Alaska, Hawaii, Puerto Rico, or any international location. Additional charges apply for Saturday delivery.


Fees in effect as of 6/17/2021 and are subject to change.


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