Small Business Administration (SBA) Loans

It takes imagination and big dreams to run a business.

Take your business to the next level.

As one of the nation’s top-ten SBA 7(a) lenders, our knowledgeable team is able to provide the support and expertise you need to make your dreams a reality.

Preferred SBA lender status
Faster, streamlined SBA loan process
Customized SBA financing solutions

Spending less time on the SBA loan process means more time focusing on what matters most — growing your business.

Named 2024 Online Lender of the Year by Coleman Report

SBA Preferred Lender

SBA Loan Programs

SBA 7(a) Loan

Key benefits:

Loan amounts up to $5 million
Terms up to 10 years for business acquisition, working capital and inventory, equipment or tenant improvement
Terms up to 25 years for real estate
Flexible collateral options

Best for:

Business acquisition
Equipment
Debt refinance, working capital and inventory
Tenant improvement, partner buyout
For-profit businesses
Owner-occupied commercial real estate purchase

SBA Express Loan

Key benefits:

Loan amounts up to $350,000
Credit decisions made in as little as 48 hours
Offered in the form of term loans or lines of credit
Flexible collateral options
Long- or short-term operating capital

Best for:

Refinance
Smaller construction projects; renovations
For-profit businesses
Furniture, equipment purchases

Why work with First Internet Bank for your SBA loan?

More efficient process

As a preferred SBA lender, the loan process is faster and the amount of paperwork is reduced.

Finding what’s right for you

Our team of expert SBA lenders has experience and understanding across a wide range of industries needed to create an SBA loan package unique to your specific needs.

A true partnership

Simply put, our team is passionate about creating and delivering financial solutions to help your business grow.

Ready to connect?

SBA Testimonials

Don’t just take our word for it.

To us, nothing is better than a satisfied customer. Here’s what several of our clients have to say about First Internet Bank.

From Vision to Reality: Ellis Wayne LLC’s Bold Move to Acquire J.S. Languages

Ellis Wayne LLC recently completed the acquisition of J.S. Languages, a language services provider specializing in interpretation and translation services. This complex transaction required Small…

“I chose to work with First Internet Bank because they had a willingness to recognize the importance of the cash flow and history of Point B when making the loan. They were also able to get comfortable with the advertising industry and the high level of goodwill, strong relationships and reputation that provide value to the business.”Joe Soelberg – Point B CommunicationsChicago, IL

”The speed and ease of communication with everyone at First Internet Bank was outstanding, too – always professional and looking out for my best interests. Had it not been for them, I most likely would not have been able to purchase my Sky Zone location.” Craig Love – Sky ZoneEvansville, IN

“The best part of working with First Internet Bank was how easy it was to go through the process. I would absolutely recommend them to other small businesses, because they worked closely with us to grow and make the most of Poppy Cakes.”Jacob and Abigail Blada – Poppy CakesSpringfield, WI

Ready to get started?

Let’s talk! We want to discuss your business goals and help make them a reality. When you’re ready to learn more about the SBA loan process and the loan that would work best for you, we’ll be here to work with you every step of the way!

Read SBA FAQs

Let’s discuss your goals!

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A step-by-step guide to First Internet Bank’s SBA Loan process.

Contact a Business Development Officer to discuss your needs

Provide requested information and receive your custom proposal

Review and accept offer

Provide credit documentation

Bank begins underwriting process

Bank provides credit decision approval, SBA approved loan

Receive loan closing checklist

Schedule your closing

Put your funds to work

Frequently asked questions (FAQs)

We make the SBA lending process easier. Have questions? We have answers.

Explore More FAQs