Balance Optimizer
Balance Optimizer moves money seamlessly between Do More Business CheckingTM and one of our business savings accounts to earn higher-yield interest.
High-yield business checking account activation.
Building a profitable business can be hard… but getting the most from those hard-earned profits just got a lot easier! With Balance Optimizer, set your target balance and put your earnings to work in a matter of moments!
Open Account0.90% APY
with a daily balance of $10,000
Do More Business™ Checking
2.94% APY
with a daily balance of $5,000,000 or below
Business Money Market Savings
3.64% APY
with a daily balance above $5,000,000
Business Money Market Savings
0.90% APY
Business Regular Savings
How it works.
How do you put Balance Optimizer to work for you?
- Set a daily target balance (what you want to maintain in your Do More Business Checking account).
- Any funds above the target will be moved into your First Internet Bank Business Money Market/Business Savings account each day, where the funds earn a greater annual percentage yield.
- Should you fall below the target balance, funds are automatically transferred back from your Money Market/Regular Savings to replenish your checking account.
It’s that easy. Balance Optimizer delivers a simple way to earn more.
Ready to get started?
Need to add a business account? Apply in minutes and discover better business banking… and a bigger bottom line.
