Commercial Banking Services
Loans as unique as your business.
A trusted partner you can count on for commercial banking.
On your way to growing your business, it’s good to have partners who are committed to your success and a team who listens first, in order to understand your specific situation. Because we know that your loan solution — like your business — is unique.
Whether you need short-term financing or capital to take advantage of a construction, expansion, or acquisition opportunity, our team members have experience and expertise across a vast range of industries. This allows us to provide you with Do More Business Lending™ solutions that are specifically tailored to your needs.
Commercial Lending
Serving businesses in Indiana and Arizona by providing working capital, assisting to consolidate debt or helping finance the next step in your strategic plans.
Learn MoreCommercial Real Estate
The ideal commercial real estate property isn’t just based on location. Our Commercial Real Estate (CRE) Lending and Single Tenant Net Lease Financing teams work with you to find the custom solution you need.
Learn MorePublic Finance
Serving the needs of government agencies and not-for-profit organizations, we offer lending and depository solutions for taxable and tax-exempt entities.
Learn MoreWe work with a wide range of entities, including (but not limited to):
- Manufacturers
- Professional services firms
- Non-profit organizations
- Property management companies
- Retailers
- Distributors
- Technology providers
- Energy service companies
- Utilities
- Educational institutions
- Government agencies
Commercial Lending
Commercial doesn’t mean “impersonal.”
Every business has a unique story to tell. Shouldn’t commercial lending reflect that? We think so. That’s why our teams work directly with entities in Indiana and Arizona to create customized loans, while streamlining the process, allowing businesses to focus on the future.
Lines of Credit
First Internet Bank provides the flexibility your business needs by offering short-term working capital through our commercial lines of credit.
Term Loans
Finance your equipment, inventory or expansion needs or consolidate commercial debt with a term loan. Loans are offered with fixed or variable rates.
Owner-Occupied Real Estate
First Internet Bank offers real estate loans to purchase, refinance or make improvements to owner-occupied properties.
Small Business Administration (SBA) Loans
Ask a member of our Commercial Lending team about long-term, fixed-rate SBA 504 loans up to $5 million.
Let’s discuss your unique needs.
Contact UsCommercial REAL ESTATE
Location isn’t everything.
With critical strengths in counseling, debt structuring, underwriting, closing and servicing of CRE loans, we offer our clients competitive rates, plus:
- Extensive experience in acquisition, development, construction and repositioning
- Customized solutions
- Underwriting, closing and servicing of loans
Single Tenant Net Lease Financing
With nationwide presence, we provide acquisition financing to real estate investors introduced to us through our committed, growing network of mortgage brokers and correspondents. Properties financed are generally subject to long-term net lease arrangements with well-known, financially strong national and regional brands that include drugstores, quick service restaurants, convenience stores, auto supply stores and a variety of tenants.
Construction Financing and Investment Real Estate Financing
Our experienced commercial real estate bankers provide customized solutions for professional investors and developers across the markets we serve. We offer a comprehensive range of loan solutions—including construction, value-add, repositioning, mini-perm, and bridge financing—focused on various asset classes which include office, retail, industrial, multi-family and residential development.
Commercial Construction
Our professional real estate bankers meet the financial needs of owners and developers of commercial real estate properties within Indiana. Loan options include construction, mini-perm, interim and longer-term permanent offerings for property types that include office, retail, industrial and multi-family structures.
Contact Uspublic finance
Helping to build communities, one project at a time.
The complex tax-exempt and taxable municipal lending market can be a challenge to navigate. Count on the knowledge and experience of our First Internet Public Finance Corp team. They’ve worked closely with government entities and other non-profit organizations across the country to deliver timely lending solutions like capital improvements, infrastructure expansion, refunding debt, cash flow lending, utility systems upgrades and more.
Government Agencies
We provide lending solutions for villages, towns, cities, counties and states looking to improve quality of life or public safety in their communities.
Our solutions span general obligation, special tax and revenue pledges, including structures subject to annual appropriation, all tailored to align with your goals and to meet legal regulatory requirements.
Public K-12 Schools
Our lending solutions empower K-12 schools of all sizes to meet student needs and create safe, exceptional learning environments.
Public Utilities
Across the country, public water, sewer and electric utilities are struggling to improve outdated, inefficient systems. Our First Internet Public Finance Corp. team is well-equipped to provide lending solutions that enhance the quality of life in your community.
Higher Education and Not-For-Profit Institutions
Working with colleges, universities, government-supported hospitals and other select not-for-profit organizations, we provide lending options for upgraded facilities and new technology. We understand the intricacies of finding creative solutions for these organizations and help them find the appropriate lending structure to fit their strategic priorities.
Equipment Leasing and Energy Projects
We provide lease purchase lending structures to finance essential use capital equipment needs, including energy efficiency and renewable energy projects.
Learn MoreContact us
Need assistance? We’re here to help.
Still have questions about our products and services? Our team is ready to get you the answers you seek… fast.
Let’s discuss your goals!
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