Business Certificates of Deposit (CDs)
Put your money to work.
First Internet Bank Business CD rates.
Build your business’ savings, make better use of your cash reserves and get your money working harder without breaking a sweat. At First Internet Bank, we make Business CDs easy, with competitive rates and plenty of term options. There’s just one question — what are you waiting for?
Compare CD RatesAll the best for your business.
Easy to open.
Online application process that truly is fast and easy.
Higher rates for higher earnings.
Who doesn’t love earning more?
Business CDs on your terms.
What’s best for you is up to you. Check out terms from 3 to 60 months.
Business CDs
| Term | Interest Rate | Annual Percentage Yield (APY) | Early Withdrawal Penalties | |
|---|---|---|---|---|
| 3-month CD | 3.10% | 3.14% | 90 days interest | Open Account |
| 6-month CD | 3.70% | 3.76% | 180 days interest | Open Account |
| 12-month CD | 3.61% | 3.67% | 180 days interest | Open Account |
| 18-month CD | 3.33% | 3.38% | 180 days interest | Open Account |
| 24-month CD | 3.25% | 3.30% | 360 days interest | Open Account |
| 36-month CD | 3.25% | 3.30% | 360 days interest | Open Account |
| 48-month CD | 3.40% | 3.45% | 360 days interest | Open Account |
| 60-month CD | 3.40% | 3.45% | 360 days interest | Open Account |
Open with as little as $1,000. Rates last updated 12/11/2025. Rates above apply to all balance levels and are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Interest is compounded and credited monthly. APYs assume interest remains on deposit until maturity. A withdrawal may reduce earnings. First Internet Bank does not issue monthly or annual statements for CD accounts. You have the option to use our online banking or mobile banking systems to get information about your CD. For additional information, visit our Disclosures page.
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