personal LOANS
You have plans. We have solutions.
Personal loans made easy.
A grand adventure, a renovated kitchen or a sweet ride? Fund whatever your dream is with a personal loan from First Internet Bank! We make your borrowing experience easy and stress-free. We offer a variety of personal lending options, from a Cashback Credit Card to convenient auto loans. We’re here to help.
Apply OnlineVehicle Loans
You have places to go and we can help you get there. Whether it’s a shiny new ride, a loaded RV or horse trailer, we offer a range of loan options with competitive interest rates.
Learn MoreCredit Card
Earn 3% cashback for gas transactions and 1% for all other purchases — and with no annual fee! It’s like money in your pocket!
Learn MoreStudent Loans
Cover your education expenses with our Smart Option Student Loan® for First Internet Bank by Sallie Mae®. It offers a number of options to help you pay for college expenses.
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What are people really saying?
Personal Loans
Find the loan that is right for you.
Call them what you want: Hopes. Dreams. Aspirations. If achieving them requires a little financial help, a personal loan could be the answer. Choose the amount you need, select the term and make a set payment for the life of the loan. Then, just focus on making those plans a reality.
Apply OnlineRate determined by factors such as type of loan, collateral, term, amount of loan, credit worthiness and applicant’s relationship with First Internet Bank. APR = Annual Percentage Rate and is calculated using interest rate plus applicable fees. Rates last updated 12/11/2025. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Applications are subject to credit approval. *Other rates and terms may be available.
Personal Loans
Flexible terms, competitive interest rates and an online application. What could be better?
Apply Online| Rates* | From 11.99% Annual Percentage Rate (APR) |
| Terms up to* | 60 months (Payments from $22.25 per $1,000 for 60 months) |
Horse Trailers
Do you think you could find a better option? We say “neigh.”
Beginning to think about a new horse trailer with more safety features or greater comfort for you and your horse? Maybe you simply want to upgrade models. In any case, First Internet Bank can finance your new trailer directly.
The advantages? Better rates and more convenience; with electronic signing, you can do everything from home or even when you are on the road. Apply online in minutes from your digital device and discover the difference a better lending process can make!
Apply OnlineApply & Contact
Ready to get started?
As the first digital bank, we’re pioneers of easy, online applications for everything we do. But sometimes, you want to talk to somebody first. We get it. That’s why we’re always ready for your email or your call.
