Yes. Online checking accounts at FDIC‑member banks are insured the same way as accounts at traditional banks with physical branches. At First Internet Bank, all personal checking accounts are FDIC insured up to $250,000 per depositor, per ownership category. First Internet Bank is a state‑chartered, FDIC‑insured institution and has been operating as a digital‑first bank since 1999. Learn more about First Internet Bank.
