First Internet Bank’s Free Checking account is exactly that. There’s no monthly fee, no balance required to avoid fees, and you can open the account with an initial deposit of just $25.
You’ll have access to the everyday features you expect from modern digital banking, including Zelle® for sending and receiving money, mobile check deposit, online bill pay, a debit card, and 24/7 account access through online and mobile banking. As an FDIC‑insured bank, your deposits are protected up to applicable limits , giving you confidence and simplicity, without unnecessary conditions.