To qualify for an SBA loan, a business generally must be for‑profit, operate in the United States, meet the SBA’s size standards, demonstrate an ability to repay the loan, and have a solid credit history. SBA eligibility also typically requires showing that conventional financing was not available on reasonable terms.
Beyond these baseline requirements, the lender you work with can make a meaningful difference. At First Internet Bank, experienced SBA Business Development Officers take the time to understand your business, industry, and financial profile, then help structure a loan solution aligned with your goals. With deep experience across a wide range of industries, our team can often identify viable options that may not be immediately apparent, helping qualified businesses move forward with confidence.