A Small Business Administration (SBA) Express loan is a streamlined version of the SBA 7(a) loan program designed for smaller financing needs and faster decisioning. Loan amounts are available up to $350,000, with a more efficient approval process and reduced documentation compared to standard SBA 7(a) loans. At First Internet Bank, SBA Express loans can be structured as term loans or lines of credit, offering flexibility for both short‑ and long‑term working capital needs. Common uses include equipment and furniture purchases, smaller renovation or construction projects, refinancing, and general operating expenses.
