We will be performing routine maintenance on Sunday, October 25 from 2:00 AM – 3:30 AM EST. During this time, online and mobile banking services may be unavailable. Thank you for your patience as we work to complete scheduled system updates.

Do business checking accounts earn interest?

Many traditional business checking accounts do not earn interest, but good news, First Internet Bank’s Do More Business™ Checking does. Eligible balances can earn interest, helping your everyday business funds work harder while remaining fully accessible. For additional earning potential, our Balance Optimizer takes it a step further. This built‑in cash management tool lets you set a target balance in your checking account. Any excess funds are automatically moved into a First Internet Bank Business Money Market Savings or Business Savings account to earn higher yields — and automatically transferred back when your checking balance falls below your target.