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Group of school kids running into the front door of a school

Back-to-School Savings Tips: How to Shop Smart for School Supplies and Clothing

Get your kids ready for school without breaking the bank! Here’s a quick guide that offers practical and budget-friendly tips for back-to-school shopping, including how to save on school supplies and clothing using thrift stores, dollar stores, coupons and smart timing. Whether you’re a parent of one or several children, these strategies will help you maximize your savings and minimize stress.

1. Shop Smart at Thrift Stores

Why Thrift Stores Work:

  • Affordable prices on gently used clothing and shoes
  • Weekly tag sales at stores like Goodwill and Salvation Army
  • Items with pink tags are 50% off; red tags often under $3.50

What You Can Find:

  • Brand-name jeans, suits, shoes
  • Entire wardrobes for under $25

Pro Tip:
Wash items thoroughly for a fresh look and feel

Use Coupons at Dollar Stores

Dollar Store Deals:

  • Many dollar stores (e.g., Dollar General) accept manufacturer coupons
  • Combine store discounts with coupons for ultra-low prices

Best Items to Buy:

  • Pencils, markers, crayons, notebooks and other basics
  • How to Save More: Check your local dollar store’s website FAQ for coupon policies

3. Stockpile Coupons Early

Why It Matters:

  • More kids = more supplies = more savings needed
  • Start collecting coupons from mailers, online sources and direct mail

Timing Tip:
End-of-summer clearance sales + coupons = deep discounts

4. Shop Ahead for Nex Year

Smart Timing:

  • Buy supplies and clothes a few weeks after school starts
  • Most items will be heavily marked down

Extra Savings:

  • Sign up for store newsletters for 10–15% off coupons
  • Look for seasonal clearance (e.g., summer clothes under $5)

Final Thoughts

With a little planning and savvy shopping, you can save big on back-to-school essentials. From thrift finds to coupon stacking, these tips help you stretch your budget while keeping your kids well-equipped and stylish. Here’s one more tip: with a First Internet Bank Money Market Savings account, you can earn 3.61% Annual Percentage Yield (APY)* – 6x the national average – and open your account with as little as $100. It’s a great way to get a head start on next year’s back-to-school shopping!

*As of 7/10/2025, the national average annual percentage yield (APY) for Money Market Savings accounts is 0.59%, as published in the FDIC’s Weekly National Rates and Rate Caps; average rate used is for deposits up to $100,000. Rates last updated 7/3/2025. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Fees may reduce earnings on account. The Daily Balance method is used to calculate interest. To avoid a monthly maintenance fee, you must maintain an average daily balance of $4,000 for the Money Market savings account. The Money Market Savings Account is a tiered rate account, the lower APY is stated above with no minimum balance requirements to earn interest. Higher APY rates may apply to balances over $1,000,000. For additional information, visit our Disclosures page.