Get more out of your house

Refinancing your mortgage could help you save money and time, allowing you to reach your financial goals quicker and more efficiently. For example, refinancing may lower your interest rate and reduce your monthly payments, or you may be able to shorten the term of your loan and reduce interest expenses. You might even be able to remove a co-borrower or get cash from the equity you already have in your home.

At First Internet Bank, we’re committed to making the refinancing experience easy and stress-free! As a leader in multi-state lending, we’re proud to offer an efficient mortgage application process that will save you time. We’ll work to ensure you get the mortgage that fits your needs — and as always, we’ll do it on your schedule and at your convenience!

Don’t just take our word for it

"Awesome experience with our recent Home Refinance. Could not have been easier or more streamlined experience. Scott was great as always, as well as the rest of the team. Great rate, easy transaction, very efficient - we couldn't be happier. I would recommend First Internet Bank to anyone looking to refinance."- Patrick, ConsumerAffairs Review
"We had started the refinance process with our former mortgage holder, but when we heard about First Internet Bank…it was apparent that your services were superior to that of our former mortgage company. It was a very smooth, organized, and professional process! Hats off to your organization and staff."- Debbie, Consumer Affairs Review
"My first experience with an internet mortgage loan. I wanted a refinance and debt consolidation. I shopped around, asked questions and read reviews. I finally decided on FIB based on their replies to my initial queries and previous customer feedback. All I can say is, I do not regret my decision at all. It took exactly four weeks from the moment I started the application until the process was done."- Elmer, Consumer Affairs Review
"This is my second time using First Internet Bank! I cannot say enough great things about everyone I interacted with. I highly recommend them for any mortgage loan needs! As a busy professional, I do not have time to go into a bank."- Nicole, Consumer Affairs Review

Talk to a Loan Officer

Monday – Friday8:00 AM – 8:00 PM EST

Saturday9:00 AM – 4:00 PM EST

Our refinancing process, step-by-step

Apply online
Provide documentation
Lock rate
Complete appraisal and title report
Process and validate application
Schedule approval and closing

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Loan Options

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