Get more out of your house

Refinancing your mortgage could help you save money and time, allowing you to reach your financial goals quicker and more efficiently. For example, refinancing may lower your interest rate and reduce your monthly payments, or you may be able to shorten the term of your loan and reduce interest expenses. You might even be able to remove a co-borrower or get cash from the equity you already have in your home.

At First Internet Bank, we’re committed to making the refinancing experience easy and stress-free! As a leader in multi-state lending, we’re proud to offer an efficient mortgage application process that will save you time. We’ll work to ensure you get the mortgage that fits your needs — and as always, we’ll do it on your schedule and at your convenience!

Don’t just take our word for it

"We had started the refinance process with our former mortgage holder, but when we heard about First Internet Bank…it was apparent that your services were superior to that of our former mortgage company. It was a very smooth, organized, and professional process! Hats off to your organization and staff."- Debbie, Consumer Affairs Review
"My first experience with an internet mortgage loan. I wanted a refinance and debt consolidation. I shopped around, asked questions and read reviews. I finally decided on FIB based on their replies to my initial queries and previous customer feedback. All I can say is, I do not regret my decision at all. It took exactly four weeks from the moment I started the application until the process was done."- Elmer, Consumer Affairs Review
"This is my second time using First Internet Bank! I cannot say enough great things about everyone I interacted with. I highly recommend them for any mortgage loan needs! As a busy professional, I do not have time to go into a bank."- Nicole, Consumer Affairs Review
"The mortgage process with First Internet Bank was the best I've had. The online portal made uploading documents very simple. My loan officer and loan processor were very helpful and responsive. My closing date changed at the last minute and the team at First Internet Bank were very quick to work through the necessary changes. I would highly recommend First Internet Bank for your next mortgage."- Justin, Lending Tree Review

Talk to a loan officer

Monday – Friday8:00 AM – 8:00 PM EST

Saturday9:00 AM – 4:00 PM EST

Our refinancing process, step-by-step

1
Apply online
2
Provide documentation
3
Lock rate
4
Complete appraisal and title report
5
Process and validate application
6
Schedule approval and closing

Resources, insights and information

Loan Officers

Speak with a registered Loan Officer to find the funding option that works best for your situation

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Loan Options

First Internet Bank offers a variety of mortgage loan programs with competitive interest rates.

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Calculator

Crunch the numbers to determine whether refinancing makes sense.

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Mortgage Terms

Find answers to your questions or brush up on your knowledge of mortgage terms with our glossary.

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