Mike Watson

Senior Loan Officer

Office: 855-272-4721
Fax: 317-713-4589
Email: mwatson@firstib.com
NMLS #: 94755

8701 E 116th Street
Fishers, IN 46038

          About Me          

Easy process. Quick approvals. Exceptional service.

At First Internet Bank, our goal is to give you an extraordinary experience from start to finish:

  • Fast, easy and hassle-free process — to get you to the closing table as quickly as possible
  • Intuitive application and loan portal — to make it a breeze to share with us what we need to know

We’re committed to providing timely, attentive service when you need personalized attention…and state-of-the-art technology to lead you through the process if you’re the DIY type. It’s our way of giving you the best of both worlds. (Oh, and our rates aren’t too shabby either. Just sayin’.)

About me

I have more than 12 years of mortgage experience, and exceptional communication skills. Whether you’re buying your first home or your tenth — or you’re looking to refinance an existing property — I’m committed to providing an exceptional experience from start to finish. I’ll take the time to answer all of your questions and work with you to find the best loan option for your specific situation.

About First Internet Bank

From our founding in 1999, First Internet Bank has been passionate about delivering the convenience of technology and unparalleled support to our customers in all 50 states. We’ve helped thousands of people like you achieve their dreams of homeownership. With competitive rates for mortgages and refinancing, low fees and a straightforward process, our entire team is dedicated to serving you. We’ll guide and advise you — honestly, openly and without surprises — every step of the way.

First Internet Bank offers a variety of mortgage loan options including:

  • Conventional, fixed-rate loans
  • Adjustable-rate loans
  • VA and FHA loans
  • Jumbo loans
  • Home equity loans and lines of credit

Don't just take my word for it

"I've actually lost track of the number of times we've refinanced our house with Mike. He is always fast to respond with communications or information requests. He makes the application process a breeze. I have recommended him to multiple friends for their mortgage needs. It is a testament to both Mike and First IB to have such great employee retention of such high quality employees."- David, Social Survey review
"Mike has been great to work with from start to finish. As a first time homebuyer he made the whole process easy and he explained everything thoroughly."- Kindala, Social Survey review
"Mike is GREAT! Incredibly knowledgeable and helpful. He has been a fabulous resource to help me understand lending options and future impacts for my longer term plans. He provided personal touch and attention that most other banks and lenders don’t provide!"- Nicole, Zillow review
"We have used First Internet Bank of Indiana for two purchases in Nevada and most recently a refinance in California. All three experiences were excellent; totally professional, efficient, knowledgeable and helpful. We have recommended Mike and First Internet Bank to all of our friends and associates."- Cathryn S, Bankrate review
"I was very impressed with the online process. I was in the middle of a divorce and I needed to initiate a loan to refinance my house. Mike Watson provided personal attention to my specific needs. He helped me get as much paperwork done ahead of time as possible before the divorce was finalized. I closed on my loan a little over a week after I received the divorce decree. I’ll definitely be recommending Mike and First Internet Bank to my friends and family."- John L, Bankrate review
"The closing process for our first home took six weeks and the closing for our second home took three. Mike Watson was involved in both. There is nothing more for me to say. I look forward to calling him soon for a third property and closing in ten days. I know he will get the job done."- Joseph, Bankrate review

Resources, insights and information.


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First Internet Bank offers a variety of mortgage loan programs with competitive interest rates. GET DETAILS

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