I am a licensed mortgage professional, proudly representing First Internet Bank. I have more than five years of industry experience, including previous work as a Realtor. My passion is providing education to help you purchase or refinance your home, and offering guidance in making the best financial decision for your specific situation. Whether you’re buying your first home or your tenth — or you’re looking to refinance an existing property — I’m committed to providing an exceptional experience from start to finish. I’ll take the time to answer all of your questions and work with you to find the best loan option for your specific situation.
About First Internet Bank
From our founding in 1999, First Internet Bank has been passionate about delivering the convenience of technology and unparalleled support to our customers in all 50 states. We’ve helped thousands of people like you achieve their dreams of homeownership. With competitive rates for mortgages and refinancing, low fees and a straightforward process, our entire team is dedicated to serving you. We’ll guide and advise you — honestly, openly and without surprises — every step of the way.
First Internet Bank offers a variety of mortgage loan options including:
- Conventional, fixed-rate loans
- Adjustable-rate loans
- VA and FHA loans
- Jumbo loans
- Home equity loans and lines of credit
Don't just take my word for it
"Max was such a great person to work with. As a first time home buyer, I had no idea where to begin in the process. Max was there to answer any questions I had (which was a lot) at any time of day. His dedication to his work really showed through! 5 stars for this guy!"- Haylee, Social Survey review
"Max, went above and beyond to help us through the entire process. He was always just a phone call or text away and when we found out there was a lien on our home that we were unaware of, he walked us through all of the steps needed to have it removed. I would recommend Max to anyone."- Timothy, Social Survey review
"Max was kind and professional, and has exceptional work ethics. Max made this process painless. He explained the process exceptionally well. He went the distance for us, and I’m sure he will for you too."- James T, Bankrate review
"After doing extensive research online on mortgage refinance, I came across First Internet Bank and was blown away by their extremely competitive rates. While I was obviously skeptical of using an online bank, FIB and our loan officer - Max Kotterman - were first class all the way, and much more attentive then traditional brick and mortar banks we used in the past. I would recommend FIB to anyone looking for awesome rates and fantastic service."- Jason B, Zillow review
"I am a real estate broker and this was a refinance of my personal home. I found this process to be extremely well done and timely. I have already recommended Max Kotterman and First Internet Bank to my daughter for her refinance. Very good communication throughout the process."- David K, Bankrate review
"Max did a fantastic job throughout the process from start to finish! Communication was consistent, but not overbearing. Max was extremely helpful in making sure we hit our long term financial of lowering our rate, lowering PMI, while also keeping our loan amortization the same so we didn’t go backwards in our loan. He also ensured we hit our short term goal of receiving a lender credit to cover a good chunk of our closing costs. A+ experience!"- Christopher, Social Survey review