Apply NowGet Pre-approvedCheck RatesVisit Loan Portal

Katherine Ray

Senior Loan Officer

Office: 855-479-7980
Fax: 317-713-4589
Email: kray@firstib.com
NMLS #: 133847

11201 USA Parkway
Fishers, IN 46037

          About Me          

Easy process. Quick approvals. Exceptional service.

At First Internet Bank, our goal is to give you an extraordinary experience from start to finish:

  • Fast, easy and hassle-free process — to get you to the closing table as quickly as possible
  • Intuitive application and loan portal — to make it a breeze to share with us what we need to know

We’re committed to providing timely, attentive service when you need personalized attention…and state-of-the-art technology to lead you through the process if you’re the DIY type. It’s our way of giving you the best of both worlds. (Oh, and our rates aren’t too shabby either. Just sayin’.)

Apply NowGet Pre-approvedCheck RatesVisit Loan Portal

About me:

I have more than 30 years of experience in the mortgage industry. My main area of focus has been purchases, for both first-time and repeat buyers, second homes and investment properties. I will work with your Realtors and others to ensure you meet all of your contract due dates, proactively working to keep you on track for closing so you can concentrate on the other aspects of your move!

About First Internet Bank:

From our founding in 1999, First Internet Bank has been passionate about delivering the convenience of technology and unparalleled support to our customers in all 50 states. We’ve helped thousands of people like you achieve their dreams of homeownership. With competitive rates for mortgages and refinancing, low fees and a straightforward process, our entire team is dedicated to serving you. We’ll guide and advise you — honestly, openly and without surprises — every step of the way.

First Internet Bank offers a variety of mortgage loan options including:

  • Conventional, fixed-rate loans
  • Adjustable-rate loans
  • VA and FHA loans
  • Jumbo loans
  • Home equity loans and lines of credit

Don't just take my word for it

"Kathy was patient with me and willing to answer all my questions no matter how small. She explained everything in detail and made me feel comfortable throughout the whole process."- Timree, Social Survey review
"it was great experience working with Kathy on the mortgage loan. She was polite, patient and explain things clearly and efficiently as well as fast in response."- Naresh, Social Survey review
"We had a fabulous experience working with First Internet Bank. Our loan was processed and approved relatively quickly, even though we changed the terms numerous times! Our loan officer Kathy Ray was terrific to work with. She was always prompt, detailed and professional. Would use again in a heartbeat!"- Michael and Oscelyn, Credit Karma review
"Kathy was very helpful and responsive. I would recommend her to anyone."- Timothy, Social Survey review

Resources, insights and information

First-Time Homebuyers

Review 8 helpful tips to consider when buying a new home

Learn More

Loan Options

First Internet Bank offers a variety of mortgage loan programs with competitive interest rates.

Get Details

Pre-Qualified vs. Pre-Approved

Learn the difference and how to use each to your advantage

Learn More

VA Loans

Understand the benefits for veterans and active military members.

Learn More