Destiny Ballinger

Loan Officer

Office: 844-323-2574
Fax: 317-713-4589
Email: dballinger@firstib.com
NMLS #: 1669094

11201 USA Parkway
Fishers, IN 46037

          About Me          

Easy process. Quick approvals. Exceptional service.

At First Internet Bank, our goal is to give you an extraordinary experience from start to finish:

  • Fast, easy and hassle-free process — to get you to the closing table as quickly as possible
  • Intuitive application and loan portal — to make it a breeze to share with us what we need to know

We’re committed to providing timely, attentive service when you need personalized attention…and state-of-the-art technology to lead you through the process if you’re the DIY type. It’s our way of giving you the best of both worlds. (Oh, and our rates aren’t too shabby either. Just sayin’.)

About me

I’m great at coaching and mentoring to help you make the best financial decision. Through ongoing communication and staying organized, I’ll put you at ease throughout the entire loan process. Whether you’re buying your first home or your tenth — or you’re looking to refinance an existing property — I’m committed to providing an exceptional experience from start to finish. I’ll take the time to answer all of your questions and work with you to find the best loan option for your specific situation.

About First Internet Bank

From our founding in 1999, First Internet Bank has been passionate about delivering the convenience of technology and unparalleled support to our customers in all 50 states. We’ve helped thousands of people like you achieve their dreams of homeownership. With competitive rates for mortgages and refinancing, low fees and a straightforward process, our entire team is dedicated to serving you. We’ll guide and advise you — honestly, openly and without surprises — every step of the way.

First Internet Bank offers a variety of mortgage loan options including:

  • Conventional, fixed-rate loans
  • Adjustable-rate loans
  • VA and FHA loans
  • Jumbo loans
  • Home equity loans and lines of credit

Don't just take my word for it

"Destiny is very hardworking. She returns emails and phone calls very promptly. She is knowledgeable and reliable. I have purchased and/or refinanced homes 6 times in the past 16 years and she was the easiest to work with. Her work ethic is even more impressive when you consider the mortgage industry is as busy as its ever been due to low rates and she was also navigating working from home because of Covid. I would highly recommend Destiny Ballinger."- Jana, Social Survey review
"Destiny was absolutely amazing! She stayed in touch with me for many months until I was ready to move forward and was always responsive. She provided exceptional service even when I decided to proceed in the middle of a pandemic. It was destined for Destiny to be a guide I needed to find."- Jamie, Social Survey review
"First Internet Bank did everything perfectly!! Timeline was great. I can’t believe we had a closing date in three weeks. With no problems. My favorite part was working with Destiny Ballinger and her team!! Everyone was so helpful. Destiny made sure I had everything I needed and all the information plus more. She is very knowledgeable, efficient, personable, kind, thoughtful, quick with all her responses and will go the extra miles all the time. The way she took care of my loan made me feel as if she was buying the home for herself. I had an exceptional experience!! Thanks to everyone at First Internet Bank for being a part of our blessing!"- Erma M, Lending Tree review
"Destiny and her team at First Internet were professional, flexible and very up front. They guided me through the mortgage process and worked around my schedule to take calls at all hours. I would greatly recommend over traditional lenders."- Ian, ConsumerAffairs review
"Destiny went above and beyond to assist me with purchasing my first home and was very flexible with my busy schedule. She made a potentially very stressful experience much less daunting for me as a first time buyer and made sure it went smoothly as possible. I would recommend Destiny and First Internet Bank to anyone looking for a wonderful and accommodating experience!"- Caitlin, ConsumerAffairs review
"Destiny is the best loan officer I have ever worked with. She is very professional and quite knowledgeable of all facets of the loan process. I wouldn't want to work with anyone else."- Robert, Social Survey review
"I had the perfect experience with Destiny. She is highly professional, kind and understanding person. I would definitely recommend her to my friends and business partners. Everyone who had a chance to talk to her complimented Destiny's professionalism and followup during the process. Thank you for a wonderful service."- Rusian, ConsumerAffairs review

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