You’ve heard how stressful it is to buy a house. It’s often a perfect storm of documents and deadlines, hurry up and wait, over and over — and over. But with First Internet Bank, it doesn’t have to be that way!

While buying a home IS a major decision, and there are always deadlines and documents to be signed, it’s our job to simplify the home-buying experience for you. We offer a straightforward online mortgage application process, and we’ll pair you with the right mortgage to fit your needs. Our goal is simple: to get you to the closing table on time — with your nerves intact.

Talk to us about pre-approval

Getting pre-approved shows realtors and buyers that you’re a serious, credible buyer, which can give you an advantage over other buyers interested in the same home.

To get started, simply apply online (anytime, anywhere, no appointment needed). Once we receive your application, we’ll connect you to one of our experienced loan officers, who will help you choose the right loan option.

get pre-approved

Don’t just take our word for it

"The process went smoothly with personal interaction from First IB personnel at each step - application, document collection, review and final approval. The online document collection was very efficient, and the loan processor and staff were most attentive to make sure that nothing fell through."- Bob, Lending Tree Review
"Best experience getting a home loan ever. Easy downloads and quick results. People were very helpful with any questions I had. Rate was also better and their pricing was up front and understandable. The title people came to my house making signing very easy."- Loyd, Consumer Affairs Review
"This was my first experience buying a house, and First Internet Bank helped me to feel completely comfortable and confident throughout the entire process. They are friendly, efficient, and offered the best rates! I couldn't have asked for anything more and would recommend them in a heartbeat!"- Chelsae, Bankrate Review
"They made the mortgage process easy. They kept me well informed of the entire process, deadlines and documents. The is the easiest mortgage process I have ever had and it's my third. Highly recommend using First Internet Bank."- Sharon, Bankrate Review

Talk to a loan officer

Monday – Friday8:00 AM – 8:00 PM EST

Saturday9:00 AM – 4:00 PM EST

The mortgage process, step-by-step

1
Apply online
2
Get pre-approved
3
Provide documentation
4
Lock rate
5
Complete appraisal and title report
6
Process and validate application
7
Schedule approval and closing
8
Move in to your new home!

Resources, insights and information

Loan Options

First Internet Bank offers a variety of mortgage loan programs with competitive interest rates.

Get Details

Calculator

Use our handy mortgage calculator to help you determine the best option.

Do the Math

Mortgage Terms

Find answers to your questions or brush up on your knowledge of mortgage terms with our glossary.

Learn More

Affordability

Read this quick article to help you determine “how much home” you can reasonably afford.

Read Now