Safeguard your Finances with Overdraft Protection.

Did you know you can link your First IB Checking account to your First IB Savings or Money Market accounts? It’s a great way to guard yourself against the fees and inconveniences that can come with exceeding your checking account balance.

Overdraft Protection From Linked Account:

  • No annual fee
  • No transfer fee
  • Transfers are made in increments of $50
  • Excessive transaction fees may apply to savings accounts (limit 6 per monthly statement cycle)

Or, you can always apply for an Overdraft Line of Credit, an open-ended loan that’s there to cover any non-sufficient checks and bill payments.

Overdraft Line of Credit:

  • 15.99% APR
  • No annual fee
  • No transfer fee
  • Transfers are made in increments of $50
  • Subject to credit approval

Please review the disclosure before applying.

Apply for Overdraft Line of Credit

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