Let First IB make your mortgage refinancing experience easy and stress-free! As a leader in multi-state lending, we are proud to offer an efficient mortgage application process to save you time. We work to ensure you get the right mortgage that fits your needs.
Choose a Loan Program
Consult with an experienced loan officer to find the best refinance option for you.
Our secure application only takes 20 minutes or less.
Lock Your Rate
Your loan officer will help finalize the terms of your loan and lock the rate.
We’ll request specific financial documents to determine eligibility.
Order Appraisal and Title
We’ll order an appraisal and title report to assess your property.
Processing and Validation
Our experienced underwriters will evaluate the information we’ve received.
Approval and Closing
Once your loan is reviewed and approved, we’ll schedule a convenient time and place to close.
Resources for Refinancing
Discover how you can refinance your home by following the steps below.
There are lots of reasons homeowners just like you refinance a mortgage loan.