Mortgage Refinancing - First Internet Bank - Mortgage Refi

Mortgage Refinancing Made Easy

Let First IB make your mortgage refinancing experience easy and stress-free! As a leader in multi-state lending, we are proud to offer an efficient mortgage application process to save you time. We work to ensure you get the right mortgage that fits your needs.


Choose a Loan Program

Consult with an experienced loan officer to find the best refinance option for you.


Apply Online

Our secure application only takes 20 minutes or less.


Lock Your Rate

Your loan officer will help finalize the terms of your loan and lock the rate.


Provide Documentation

We’ll request specific financial documents to determine eligibility.


Order Appraisal and Title

We’ll order an appraisal and title report to assess your property.


Processing and Validation

Our experienced underwriters will evaluate the information we’ve received.

Approval and Closing

Once your loan is reviewed and approved, we’ll schedule a convenient time and place to close.

Resources for Refinancing

Discover how you can refinance your home by following the steps below.

  • Why Refinance?

    There are lots of reasons homeowners just like you refinance a mortgage loan.

    Learn More
  • Your Credit Matters!

    Maintaining a good credit score will help you qualify for the best possible terms on a mortgage.

    Learn More
  • Loan Options

    Learn about your Refinance Mortgage Loan Options.

    Learn More
  • Calculators

    Crunch the numbers on rent vs. buy, decide if a refi makes sense, and more.

    Learn More

How Can We Help?


It's Different Here!


Would you like a personalized rate quote?

Request Quote

Save Money on Your Mortgage!

Get Your FREE Custom Rate Quote in 3 Simple Steps


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Get Your Quote

Save Money on Your Mortgage!

Get Your FREE Custom Rate Quote in 3 Simple Steps

Highly likely to recommend

Seamless Experience - John, Arkansas

“I found First IB online. I was a little skeptical at first, but I couldn't have been more wrong! We were moving from MI to AR, working with a different realtor on each end, and First IB made the purchase of our new home seamless. we received is piece of mind for the future and we couldn't be more satisfied with the service... “

Highly likely to recommend

Worked Around My Schedule - Sean, Missouri

“My experience with First Internet Bank was amazing. Everything was done as quickly as possible and there was help every step of the way. I was busy traveling for work and they were able to keep me updated and work around my schedule. I would highly recommend First Internet Bank.”

Highly likely to recommend

Best Lender Experience - Ryan, Arizona

“This was the first time I've used an online lender and I would definitely use First IB again...The local lenders warned that I wouldn't get personal service using an online lender and warned me against it. I'm glad I ignored them because my experience was one of the best I've had with a lender. I wouldn't hesitate to use this lender again!“

Get Your Free Personalized Rate Quote

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Credit Profile

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Home Value

Current Mortgage

Down Payment

Desired Loan Amount

Get Your Free Personalized Rate Quote

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Thanks for your request from First IB

Thanks for requesting a rate quote from First Internet Bank! We will contact you shortly to provide your personalized rate quote and one-on-one consultation.

To speak with a mortgage expert immediately, call us toll-free at 1-855-707-2775. You can also check the latest rates on our website.

We look forward to speaking with you soon!

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