Home Equity Loan Rate & Lines of Credit - First Internet Bank

For a great home equity loan rate and personalized service, you’ve come to the right place!

Your home may be one of your most valuable assets. Let First Internet Bank show you how tapping into your home’s equity can help make dreams come true. We are here with knowledge and resources to guide you through the home equity loan application process and answer your questions. We want to provide you with the best home equity loan experience, and we’ll be by your side – every step of the way.


Apply Online

Our secure application only takes 20 minutes or less.


Select a Loan Type

Choose between a home equity loan or line of credit.


Provide documentation

We’ll request specific financial documents to determine eligibility.


Order Appraisal and Title

We’ll order an appraisal and title report to assess your property.

Final Approval and Closing

After review and approval, we’ll schedule a convenient time to close.

Ways to Use an Equity Loan

You should consider a home equity line of credit or loan for the purchase of major items and not for day-to-day expenses. Examples include:

  • Home improvement / renovation
  • A major purchase, such as a new vehicle
  • College tuition
  • Purchasing a vacation home
  • Consolidating high-interest debt, such as credit cards

Your Credit Matters: Read More  

How Can We Help?


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Save Money on Your Mortgage!

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Highly likely to recommend

Seamless Experience - John, Arkansas

“I found First IB online. I was a little skeptical at first, but I couldn't have been more wrong! We were moving from MI to AR, working with a different realtor on each end, and First IB made the purchase of our new home seamless. The...mortgage we received is piece of mind for the future and we couldn't be more satisfied with the service... “

Highly likely to recommend

Worked Around My Schedule - Sean, Missouri

“My experience with First Internet Bank was amazing. Everything was done as quickly as possible and there was help every step of the way. I was busy traveling for work and they were able to keep me updated and work around my schedule. I would highly recommend First Internet Bank.”

Highly likely to recommend

Best Lender Experience - Ryan, Arizona

“This was the first time I've used an online lender and I would definitely use First IB again...The local lenders warned that I wouldn't get personal service using an online lender and warned me against it. I'm glad I ignored them because my experience was one of the best I've had with a lender. I wouldn't hesitate to use this lender again!“

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Current Mortgage

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Thanks for your request from First IB

Thanks for requesting a rate quote from First Internet Bank! We will contact you shortly to provide your personalized rate quote and one-on-one consultation.

To speak with a mortgage expert immediately, call us toll-free at 1-855-707-2775. You can also check the latest rates on our website.

We look forward to speaking with you soon!

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