Buying a Home - First Internet Bank – Home Mortgage Loans

Mortgage Loans, simplified.

Owning a home is rewarding, but applying for a home loan can be daunting. Let us take the mystery out of mortgage loans! A leader in multi-state home lending, First Internet Bank is proud to offer a simple mortgage application process. We work to ensure you get the right mortgage that fits your needs and that you get to the closing table on time.

1

Choose a Loan Program

Consult with an experienced loan officer to find the best loan option for you.

2

Get a Pre-Approval Letter

Apply for pre-approval to show realtors and sellers you’re a serious, credible home buyer.

3

Lock Your Rate

Your loan officer will help finalize the terms of your loan and lock the rate.

4

Provide Documentation

We’ll request specific financial documents to determine eligibility.

5

Order Appraisal and Title

We’ll order an appraisal and title report to assess your property.

6

Processing and Validation

Our experienced underwriters will evaluate the information we’ve received.

Approval and Closing

Once your loan is reviewed and approved, we’ll schedule a convenient time and place to close.

We are here with the knowledge and resources to guide you through the mortgage application process. We pledge to be by your side at every step.

Resources for Buying a Home

Discover how you can own your new home by clicking the links below.

  • First Time Homebuyer Considerations

    Considering buying your first home but do not know where to begin?

    Learn More
  • How Much Home Can I Afford?

    It’s a question we hear all the time.

    Learn More
  • Your Credit Matters!

    Maintaining a good credit score will help you qualify for the best possible terms on a mortgage.

    Learn More
  • Loan Options

    First IB offers a variety of loan programs to fit your needs.

    Learn More
  • Mortgage Calculator

    Maintaining a good credit score will help you qualify for the best possible terms on a mortgage.

    Learn More

How Can We Help?





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Highly likely to recommend

Seamless Experience - John, Arkansas

“I found First IB online. I was a little skeptical at first, but I couldn't have been more wrong! We were moving from MI to AR, working with a different realtor on each end, and First IB made the purchase of our new home seamless. The...mortgage we received is piece of mind for the future and we couldn't be more satisfied with the service... “

Highly likely to recommend

Worked Around My Schedule - Sean, Missouri

“My experience with First Internet Bank was amazing. Everything was done as quickly as possible and there was help every step of the way. I was busy traveling for work and they were able to keep me updated and work around my schedule. I would highly recommend First Internet Bank.”

Highly likely to recommend

Best Lender Experience - Ryan, Arizona

“This was the first time I've used an online lender and I would definitely use First IB again...The local lenders warned that I wouldn't get personal service using an online lender and warned me against it. I'm glad I ignored them because my experience was one of the best I've had with a lender. I wouldn't hesitate to use this lender again!“

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Thanks for your request from First IB

Thanks for requesting a rate quote from First Internet Bank! We will contact you shortly to provide your personalized rate quote and one-on-one consultation.

To speak with a mortgage expert immediately, call us toll-free at 1-855-707-2775. You can also check the latest rates on our website.

We look forward to speaking with you soon!

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