Internet Banking: Everything But LollipopsBy First IB on February 18, 2015
Aside from the long lines (and lollipops), there isn’t much that a traditional branch has that First Internet Bank does not.
With a bank charter and FDIC insurance, First Internet Bank is able to offer all of the products and services you expect from a bank, and we work extra hard to give you convenient technology to perform most transactions anytime, anywhere. Log on to open an account in your pajamas in the middle of the night, apply for a mortgage in the time it takes to make a quick dinner or make a deposit with the camera on your smart phone in between meetings. [Gratuitous bragging alert: First IB’s mobile banking app was named one of the Best Online Direct Bank Apps by MagnifyMoney. And we were ranked among the Top 10 Best Online Banks by GOBankingRates.]
Another added bonus? Without a costly branch network to support, savings are passed on to you in the form of great rates and low fees. But wait, there’s more! Online banks are accessible from anywhere, so you also don’t have to deal with the hassle of changing banks when you move across town or across the country.
Assuming you have better things to do with your time than stand in line, what keeps you tied to a bank with branches? Let us show you the easier way to bank on your terms.
Open an account: Complete a quick online application to open a checking, money market or savings, CD or IRA account and take advantage of higher deposit rates, real-time transaction processing and flexible account options.
Get cash: Withdraw funds from your First IB checking, savings or money market account at any ATM displaying the PLUS® symbol. Avoid ATM fees with some accounts through our ATM surcharge rebate program, and receive up to $10.00 a month to repay any fees you were charged by the owner of the ATM.
Make a deposit: Use the First IB mobile app to deposit a check anywhere or anytime, just by taking a picture of it. Snap, tap, done. Or, use a scanner to upload a check through iScan deposit. If you’d rather send your checks through the mail, use our free, postage-paid envelopes.
Ask a question: Contact any of our experienced Relationship Banker— by phone, email or chat — to ask questions about any of our great products or services.
First Internet Bank makes it easy to bank without visiting a branch. No lines. No banker’s hours. No need to make a special trip. Sorry, you’re on your own for the lollipop.