First Internet Bank Of Indiana Announces Next-Day Check Images

Released on January 29, 2004

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First Internet Bank of Indiana (First IB) today announced next-day availability of cleared check images through its online banking site. In most cases, customers may now view an image of a check, both front and back sides, the day after it clears the account.

A pioneer in online document delivery, First IB began offering online check images shortly after it launched in early 1999. Statement delivery soon followed in early 2000.
Previously, the average wait for an online check image was four to seven business days.

“The typical online banking customer does not like to wait until the end of the month to review account activity,” said David B. Becker, Chairman and CEO of First IB. “Making the images available sooner not only provides a greater convenience in money management, it also helps our staff and customers detect and stop check fraud early.”

Check images are available at no cost to customers with a personal or a business checking account. The images are posted through a secure online connection for a period of nine months. To retain a copy of the check, customers may save a digital file or print a hard copy.

With $339 million in assets, First Internet Bank of Indiana is the first state-chartered, FDIC-insured institution to operate solely via the Internet and has customers in all 50 states. Services include interest-bearing checking accounts, regular and money market savings accounts with industry-leading interest rates, CDs, IRAs, credit cards, and check cards that can be used instead of cash or checks. First IB also offers personal lines of credit, installment loans, unique real-time transfers between accounts, and the ability to display checking, savings and loan information on a single screen. First IB is a privately capitalized institution with over 400 private and corporate investors.

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