Can I really bank without branches?

Yes! First Internet Bank has been around since 1999, and our thousands of customers across the country have discovered the benefits of banking without branches. Chances are, with direct deposit and ATMs, you probably don’t visit bank branches that often anyway — so why pay for something you don’t use? Without a costly branch network to support, we pass the savings on to you in the form of better rates and lower fees. Plus, we’ve loaded up our online banking site with tools and resources to help you manage your money more easily and make smart financial choices for your future. And when you have a question, an experienced Relationship Banker is here to help — by phone, email or online chat.