Personal Finance Archives - Page 7 of 7 - First Internet Bank

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First Person provides personal finance advice, guidance and insight from a first person perspective.

Internet Banking: Everything But Lollipops

By First IB on February 18, 2015

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Aside from the long lines (and lollipops), there isn’t much that a traditional branch has that First Internet Bank does not. With a bank charter and FDIC insurance, First Internet … Read More

Why Refinance?

By First IB Mortgage Team on August 28, 2014

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There are lots of reasons homeowners just like you refinance a mortgage loan. Does one or more of these apply to you? 1) Lower your mortgage rate and reduce your … Read More

Considerations for First-Time Homebuyers

By First IB Mortgage Team on August 19, 2014

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Undeniably, renting offers a lot of flexibility and puts the landlord on the hook for maintenance and upkeep. Of course, when you grow tired of sharing walls with neighbors, or … Read More

Your Credit Matters!

By First IB Mortgage Team on August 14, 2014

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Maintaining a good credit score will help you qualify for the best possible terms on a mortgage. Typically, borrowers with excellent credit scores receive lower rates and better loan terms. … Read More

How Much Home Can I Afford?

By First IB Mortgage Team on August 2, 2014

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“How much house can I really afford?” We hear it all the time. The amount of mortgage you can be approved for is determined by two qualifying ratios: Mortgage Payment … Read More

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